Monday, September 30, 2019

Waste Treatment

This PwC Report documents the key proceedings during the seminar It is for internal usage of iNDEXTb and other Government of Gujarat agencies and departments only. July 2012 Detailed Report: Integrated Waste Management– Emerging Trends, Challenges and Way Forward Seminar on Integrated Waste Management: Challenges and Way Forward Table of Contents 1. Summary and Way Forward †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 2. Inaugural Plenary †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â ‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 4 2. 1 Welcome Address and Introductory Remarks †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 5 2. 2 Address †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 2. 3 Key Note Address †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 6 2. 4 Inaugural Address by Guest of Honour †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 6 2. 5 Inaugural Address by Chief Guest †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 2. 6 Concluding Remarks †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 7 3. Technical Plenary – I: Sustainable Waste Management †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 8 List of Speakers †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 8 3. Introductory Remarks by Session Chairman †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã ¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 8 3. 2 Waste Management†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 8 3. 3 Handling Emerging Waste Streams: E-Waste and Hazardous Waste Management †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 9 3. 4 Need for Mixed Technologies in Waste Disposal: Focus on Waste to Energy †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 3. 5 Closing Remarks by Session Chairman †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚ ¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 10 4. Panel Discussion: From Door to Dump †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 11 List of Speakers †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 1 5. Technical Plenary – II: Harnessing Waste for Wealth†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â ‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 14 List of Speakers †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 14 5. 1 Introductory Remarks by Session Chairman †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 14 5. Presentation by Surat Municipal Corporation †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 14 5. 3 Facilitating Public Priv ate Partnerships in Waste Management †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 15 5. 4 Cost Economics: How to create a revenue model †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 15 5. 5 Towards Zero Waste: Exploring the Systems Approach †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 6 6. Closing Remarks†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢ € ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. . 17 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Forward Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 1. Summary and Way Forward The following table summarizes the key parameters of the Seminar: Parameter International Speakers Domestic Speakers Total Participants Total Number 2 17 350+The Way Forward across different dimensions as suggested by the speakers and participants are mentioned below Integrated waste management concept should focus on waste reduction along with recycling and reuse. This can be done by raising awareness towards generation of waste. Cities doing better in the fields of urban development including waste management should start sharing their learning and experience with smaller towns and cities. This can also be facilitated by PEARL initiative under JnNURM.Source-based segregation n eeds to be encouraged through awareness drives among citizens and other consumers of waste management services. This would also require suitable collection mechanisms and vehicles which can transport segregated wastes. Government needs to promote adoption of new technologies and processes for waste treatment suitable for the heterogeneous nature of Indian waste. Waste to energy solutions for Indian waste are possible despite lower calorific value and the same need to be encouraged through adoption of emerging technologies like gasification, concord blue tower, co processing among others.Viability of waste-to-energy solutions and other treatment disposal / recycling facilities can be boosted by clubbing smaller municipalities which do not have the financial wherewithal so that a common facility can be created and shared. Liquid waste management requires better collection efficiency which calls for sewerage network and other supporting infrastructure especially in smaller towns and ci ties. There is need for building more bio-medical and electronic waste treatment facilities. Both these categories of hazardous waste are rapidly emerging waste streams which need dedicated facilities for disposal and treatment.Private sector participation in waste management needs to be bolstered further which calls for development of suitable framework, capacity building of Urban Local Bodies and proper sharing of risk between the public and private sector. Private participation in the sector also needs to be facilitated through creation of a market for recyclables, raising awareness among citizens to increase willingness to pay and transparent pricing for levying user charges along with billing systems on the lines of electricity and water bills for waste management services.Zero waste scenario is achievable – a paradigm shift in waste management activities that is required. PwC Page 3 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 2. Inaugural Plenary The Seminar on â€Å"Integrated Waste Management: Emerging Trends, Challenges and Way Ahead† was held in Surat at Science Centre on 06 July 2012. Gujarat which is today one of the fastest urbanizing states in the country is also a strong industrial and economic hub.Unprecedented growth in its cities and urban sprawl are making adoption of new ideas in urban development sector inevitable. Waste management is a critical area and it requires special efforts to plan and manage the spiralling waste generation that is taking place, given the complex issues viz. new emerging waste streams, environmental challenges of waste handling and treatment among others.Towards this end, a 1-day seminar on integrated waste management was organized to brainstorm on emerging ideas, technologies, and systems in waste collection, treatment, disposal and recovery. The seminar was held at Surat, a model city for waste management processes in not just Gujarat but the entire countr y. The Inaugural session began by lighting of the lamp by the honourable dignitaries gracing the event. These dignitaries included – Name Shri Ranjitbhai Gilitwala Shri Narottambhai Patel Dr. M Ramachandran, IAS Mr. I P Gautam, IAS Mr. S J Haider, IAS Mr. M K Das, IAS Mr.Piyush Shah Organization Government of Gujarat Government of Gujarat Ministry of Urban Development, Government of India Urban Development and Urban housing department, Government of Gujarat Gujarat Urban Development Company Surat Municipal Corporation Confederation of Indian Industry Designation Honourable Minister of State Cottage industries, Salt Industries, Printing and stationery, Planning and Transport Honourable Minister – Panchayat, Rural housing and Rural Development, Food, Civil Supplies and Consumer Affairs Former Secretary Principal Secretary Managing Director Commissioner Chairman, CII Gujarat State Council PwCPage 4 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 2. 1 Welcome Address and Introductory Remarks Mr. M K Das, IAS, Commissioner, Surat Municipal Corporation (SMC) delivered the opening address by greeting and extending a warm welcome to all esteemed dignitaries and august audience to the 1-day event organized at Surat, as a run up to the Vibrant Gujarat 2013 Summit. Mr. Das said that the pace of urbanization was posing multiple challenges to urban local bodies including development of physical and social infrastructure which not only meets current demand but also sustains future growth.One of the biggest challenges is provision of a healthy and clean environment to the citizens and in this context, scientific management of waste becomes very important. He said that the seminar was a good platform for knowledge sharing and he hoped that it would provide useful insights into the current and future trends in the sector. Introducing the city of Surat, Mr. Das said that Surat is among the fastest growing cities in the count ry. It is the 2nd largest city of Gujarat and 9th largest city in India with a population of ~ 4. 5 million and an area spread of 320 sq km.Large scale presence of industries especially the textile and diamond industry has contributed a lot to this growth. Greater potential of employment and options for better livelihood has attracted a large influx of migrants. This enormous growth has simultaneously tested the waste management processes in the city with around 1,200-1,400 metric tonnes of solid waste and 700 million litres of liquid waste being produced in the city per day. It is therefore a big challenge for SMC to ensure effective systems and processes for collection and disposal of municipal waste. Government of Gujarat, Mr.Das said, has been progressive with a futuristic outlook and today’s seminar is a part of its proactive initiatives to bring out innovative and practical solutions in the field of waste management. This seminar aims at coordination of waste management efforts across the country and plans to provide a platform for sharing information related to various initiatives and programs. Mr. Das concluded by expressing hope that ideas generated in this seminar will act as a catalyst for further development of the waste management sector and provide clear action points for providing a clean, green and healthy environment for the people. . 2 Address Principal Secretary, Urban Development and Urban Housing department, Government of Gujarat opened his note by introducing to the audience the Vibrant Gujarat Summit 2013 and the seminars organized by the Urban Development and Urban Housing department as a run up to the main event in January 2013. He said that the venue for Seminar on Integrated waste management was carefully chosen as Surat because of the excellent work being done by Surat Municipal Corporation (SMC) and the seminar would therefore offer an opportunity to delegates and other urban local bodies to incorporate learning from work do ne in this city.Underscoring the importance of change required in waste management sector, Mr. Gautam said that it was necessary to discard age old ideas and adopt emerging technologies and systems which countries and leading cities around the world are practising. Mr. Gautam also briefed the audience about the inception of Gujarat Urban Development Company in 2001 for reconstruction of earthquake affected towns and its expansion later as a nodal agency for the urban development department providing coordination and support to all 159 municipalities across various areas of urban development.He ended his note inviting all the experts present to share their ideas and experiences and make the seminar fruitful. PwC Page 5 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 2. 3 Key Note Address Dr. M Ramachandran, IAS, Former Secretary, Ministry of Urban Development, Government of India opened his note by congratulating Surat City for featuring 4th in the list of fastest developing cities. He pointed out that various models in the area of waste management emanating out of Suart could be practised cross the country.He said that with more than 2 lakh MT of waste produced everyday by approximately 8,000 towns and cities in the county, it has become imperative to handle waste in an effective manner so that cities remain clean and wastes can be re-cycled and re-used in the best possible manner. He also highlighted the change of composition in waste produced in India. He said that over the last 10 years, plastic waste has increased 10-fold whereas paper waste has gone up to just 2 times so we need to choose waste handling technology with these changes in consideration. Dr.Ramachandran stressed upon the need for 0verall waste management policy at the state level so that cities have clear guidelines for waste management. He also insisted that overall waste management policy should have guidelines for waste handling, resources allocation and should clearly define roles and responsibility of various bodies like pollution board and local bodies wh0 are involved in waste management. He said that creating awareness among masses for waste reduction is equally important and urged electoral representatives to prioritize this factor of 3R.He also said that creating awareness cannot be left to local bodies as every citizen should be made aware of ways to reduce waste and different eco-friendly ways of doing things. Dr. M Ramachandran pointed out that we have various service level benchmarks and National Sanitation Policy and it is important to timely implement these policies so that in a comprehensive manner, fundamentals of solid waste management can be addressed. He concluded by saying that we need to quantify actions at the city level so that changes can be achieved with long term perspective. 2. 4 Inaugural Address by Guest of HonourHon’ble Minister of State for Cottage Industries, Salt Industries, Printing and S tationery, Planning and Transport, Mr. Ranjitbhai Gilitwala was the Guest of Honour. In his address, he congratulated Surat Municipal Corporation (SMC) for organizing this important seminar on Integrated Waste Management and also appreciated the laudable work done by SMC. After the plague epidemic that gripped the city in 1994, tremendous work was undertaken to make the city clean and green by SMC. Today, Surat has emerged as one of the best cities to live and work and offers quality lifestyle, said Mr.Gilitwala. Hon’ble minister also said that waste treatment and recycling should not alone be the focus and called for efforts from people to reduce the generation of waste. Reducing generation can go a long way in addressing sustainability concerns, along with recycling and reuse of the waste generated. Government of Gujarat under the visionary leadership of Hon’ble Chief Minister, Shri Narendra Modi aimed to focus on environmental issues and seminars such as these were an important platform for sharing of ideas and knowledge collaboration. PwC Page 6 of 18Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 2. 5 Inaugural Address by Chief Guest Hon’ble Minister of Panchayat, Rural Housing, Rural Development, Food, Civil Supplies and Consumer Affairs, Government of Gujarat Sheri Narrottambhai Patel was the chief guest. In his inaugural address, he lauded the efforts of Surat Municipal Corporation and people of Surat City in significantly transforming Surat from a plague-ridden city to one of the cleanest city in India. Hon’ble minister said that effective waste management is integral to overall development of Gujarat.He also said that with 158 municipalities and 8 municipal corporations in the state, there is need for continuous learning from mutual best practices. Hon’ble minister reinforced the commitment of government towards waste management and also said that Government of Gujarat wants to deve lop all its cities in the line of Surat in the waste management area. 2. 6 Concluding Remarks Mr. Piyush Shah, Chairman, CII State Council, Gujarat and Managing Director Hitachi HiRel Power Electronics Pvt Ltd, concluded the session by thanking all speakers and dignitaries for sharing their knowledge and sparing time for attending the event.Mr. Shah lauded the efforts being undertaken by Government of Gujarat to promote information sharing and brainstorming on the important issue of waste management having wide spread ramifications for the development of our cities. PwC Page 7 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 3. Technical Plenary – I: Sustainable Waste Management List of Speakers Name Dr. M Ramachandran, IAS Prof. Chetan Vaidya Dr. A N Vaidya Dr.Juergen Porst Organization Ministry of Urban Development, Government of India National Institute of Urban Affairs National Environmental Engineering Research Institute (CSIR †“ NEERI) Bavarian Waste Association Incinerators Designation Former Secretary Director Senior Principal Scientist and Head Solid Waste Management Division Senior Advisor, GIZ (IndoGerman Bilateral Agency) 3. 1 Introductory Remarks by Session Chairman Dr. M Ramachandran, Former Secretary, Ministry of Urban Development, Government of India opened the session by introducing the speakers and setting the context for the discussion.He urged speakers to talk about new models, ideas and ways to move towards better waste management in our cities and deliberate on the challenges facing waste management sector in India. 3. 2 Waste Management Prof. Chetan Vaidya, Director, National Institute of Urban Affairs (NIUA) talked about the trends in the waste management sector. Municipal Solid Waste Management rules in India were formed in the year 2000 and there was a need to relook at those since there had been several challenges in implementing them. Public private partnership models have also bee n facing issues of absence of user charges, labor rationalization etc.Quoting an NIUA report, Prof. Vaidya highlighted that waste management is essentially an operation and maintenance issue and steps were needed to overhaul the sector keeping in view this important perspective. Integrated waste management is the need of the hour and Kanpur city in the northern state of India, Uttar Pradesh presented a good example of outsourcing end to end solutions in the waste management sector. Surat in Gujarat too with a combination of operators providing different services presented an alternate example of effective waste management solutions. Dr.Vaidya also spoke about PEARL (Peer Experience and Reflective Learning) initiative under JnNURM (Jawaharlal Nehru National Urban Renewal Mission), the ambitious program of Government of India, being an effective source of promoting knowledge sharing among cities so that learning emerging from urban centres can be shared across the country for wider be nefits. There was a need felt to raise awareness about PEARL across cities in India which was being done by NIUA through its various efforts and initiatives. PwC Page 8 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead . 3 Handling Emerging Waste Streams: E-Waste and Hazardous Waste Management Emerging waste streams in India like biomedical and electronic waste need technologically superior solutions to handle them, said Dr. A N Vaidya, Scientist at the National Environmental Engineering Research Institute (NEERI). Dr. Vaidya started his note by highlighting the changing composition of pollution, both air and water in the country over last few decades. The composition of waste generated had also changed and reflected new types of pollutants and this had made new approach in waste sector inevitable.The new approach had shifted to management of waste from treatment only perspective and cleaner technologies along with advanced treatment, equipments etc were now available. The major challenge in managing hazardous composites of waste streams is the heterogeneous nature of waste generated and dealing with this requires that waste minimization strategies remain at the core of our approach. This included both reduction at source as well as recycling and extracting as much as possible. Dr.Vaidya, apprised the audience of the advanced treatment processes which are available in the market today viz. membrane based processes, advanced oxidation processes among others. He also talked about ways for selection of an appropriate treatment process based on composition of waste and elaborated on how various processes worked. Remediation methods that could go a long way in preventing damage to environment and living conditions include regular assessment of contamination levels and selection of the right treatment process along with other initiatives.To conclude, Dr. Vaidya underlined that waste management is a dynamic sector with changing c omposition of wastes and there is a need to rapidly adopt newer and better technologies and treatment processes. 3. 4 Need for Mixed Technologies in Waste Disposal: Focus on Waste to Energy Dr. Juergen Porst has been working for over three decades in the waste management sector. He is currently working for GIZ German International Cooperation, Government of Bavaria and several state governments in India along with over 26 countries across the world. Dr. Porst talking about waste o energy trends briefed the audience about the waste management sector in Germany and the strategy that European countries had adopted which had led to them excelling in the sector. European strategy of following a hierarchic approach through prevention, reuse, recycling, recovery and disposal had led to excellent results. The heating values in developed economies were higher while the nature of Indian waste resulted in it having a low value. However, Dr. Porst stated that this was slowly changing and calori fic value of Indian waste was also on the rise.The options available for non-recyclable waste management broadly included mechanical-biological processes and thermal treatment processes. Land filling however proved to be a more expensive decision over the longer run due to the high cost of operations and after care costs. Dr. Porst also busted several myths surrounding waste incineration techniques like it not being eco-friendly and being expensive than mechanicalbiological treatment (MBT). He underscored that waste recycling and waste to energy did not conflict – they in fact complemented each other.Dr Porst, presented several products where energy produced from waste could be used for marketable products and earnings that could accrue. Waste to energy conversion methods were also environmental friendly and facilitate efficient climate protection due to their far less emissions than equivalent landfill sites. Coincineration also provided for carbon credit benefits though the reliability over long term remained low. PwC Page 9 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way AheadEnabling waste to energy based projects called for conducive conditions to be created in terms of legal frameworks, market conditions prevalent and generating favourable public opinion and acceptance among masses. 3. 5 Closing Remarks by Session Chairman The technical plenary on Sustainable waste management was concluded by the session chairman, Dr. M Ramachandran who thanked the speakers for their valuable inputs and ideas. PwC Page 10 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 4.Panel Discussion: From Door to Dump A panel discussion was held on the topic of â€Å"From Door to Dump: Issues and way forward in segregation, collection, transportation, treatment and disposal†. The panel which consisted of eminent panellists expressed their views and concerns and proposed solutions to move faster t owards end to end solutions for the waste management sector effective to combat challenges across the value chain. List of Speakers Name Mr. I P Gautam, IAS Mr. N M Tabhani Prof. Dinesh Mehta Dr. Amiya Kumar Sahu Mr. Arun Gor Mr.Debashish Tripathy Organization Urban Development and Urban Housing Department, Government of Gujarat Gujarat Pollution Control Board Centre for Environmental Planning and Technology National Solid Waste Association of India All India Institute of Local Self Government, Mumbai IL & FS Environmental Infrastructure and Services Ltd Designation Principal Secretary Sr. Environmental Engineer Professor Emeritus President Vice President PwC Page 11 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead ? Mr.I P Gautam, IAS, Principal Secretary, Urban Development and Urban Housing Department, Government of Gujarat: Opening the session, Mr. Gautam welcomed all the esteemed speakers on the dias. On the topic â€Å"From Door to Dumpâ € , he said the topic was very aptly termed as an effective management of waste calls for working across all activities of the process. Mr. Gautam said that one of the potential ways of overcoming issues in the waste management sector was to facilitate some form of clubbing of municipalities so that economies of scale could be leveraged where in municipalities benefit from common land could fill sites and treatment plants.Doing this would also help smaller municipalities who due to lesser generation of waste currently find investing in treatment and processing activities unfeasible. He stated that though creation of scientific landfills was easy, it was often the operation and maintenance of these landfills which was a concern. Concluding his remarks, Mr. Gautam lauded the efforts of Surat Municipal Corporation in the city – he also requested for support from the people in sustaining these initiatives and making them fruitful. Mr. N M Tabhani, Sr. Environmental Engineer Gu jarat Pollution Control Board (GPCB): On behalf of GPCB, Mr.Tabhani spoke about the challenges in waste processing and newer ways of handling waste for all round benefits. Mr. Tabhani talked about Co-processing as an effective way of handling waste from industrial processes while recovering energy and material value from them which in turn could be supplied to energy intensive industries like cement production units. Use of cement kilns also offers large scale benefits over traditional hazardous waste incinerators due to high temperatures, long residence time and oxidizing conditions present leading to reduction in emissions.While there are several others methods of processing waste for energy to meet treatment challenges, a distinct advantage that co-processing offers in handling heterogeneous Indian waste is its ability to process plastic and non recyclables from composting plants as well. However, there are certain materials like leather, iron, stones, x-ray films etc which shoul d not be sent for processing and municipalities must ensure proper segregation. Prof. Dinesh Mehta, Professor Emeritus, Centre for Environmental Planning and Technology: Prof.Mehta in his note threw light on the major issues facing waste management sector in India and Gujarat. After giving an overview of the waste characteristics in the state of Gujarat, he underlined that though waste collection efficiency was high in its cities, the extent of segregation and recovery still called for more efforts, especially in towns and smaller urban centres. Scientific disposal of waste needed focus even in larger cities having municipal corporations. Financial sustainability also remains an area which needed attention due to low recovery of costs. Apart from these, Prof.Mehta also highlighted other issues where work was required like focus on collection of liquid waste with non-sewered liquid waste content still remaining substantial in smaller urban centres. Bio medical and e-waste collection was yet another emerging area where there was a need to have more treatment facilities for these. Dr. Amiya Kumar Sahu, President, National Solid Waste Association: National Solid Waste Association of India (NSWAI) is the only leading professional non-profit organization in the field of Solid Waste Management including Toxic and Hazardous Waste and also Biomedical Waste in India.Speaking on the challenges and way forward in the area of solid waste management, Dr. Sahu started his presentation by giving an overview of current scenario of waste management in India and also pointed out the changing composition of waste produced in India. He suggested several way forward including segregation of waste streams at the household level, provision of suitable and different transport vehicles as per demands of the nature of waste generated locally, stimulating market for recyclables. Dr.Sahu said that Government should incentivize private sector participation and promote new concepts like was te to energy through renewable energy certificates. He stressed upon the need of bringing in appropriate government policy initiatives for the same. ? ? ? PwC Page 12 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead ? Mr. Arun Gor, All India Institute of Local Self Government, Mumbai: Mr. Gor started his presentation by giving an overview of types of waste and various laws pertaining to waste management. He pointed out that till date we don’t have any separate law dealing with e-waste.He then spoke about principal areas of management and handling of municipal solid waste. Mr. Gour highlighted the importance of segregation at source and how this can help in achieving more recycling of waste. He said that real problem is selection of appropriate technology depending upon waste generation and availability of land and further suggested that large ULBs with waste generation above 300 T/day should have centralized plants with priority of gener ating Organic Fertilizer from Bio-Waste; Waste to Energy Options are suitable for those generating 1,000T/ day and above.He concluded by saying that areas like segregation at source, storage, collection, transport, recycling, processing and final disposal requires coordinated action and policy changes so that issues of Municipal Waste Management can be addressed. ? Mr. Debashish Tripathy, Vice President, IL&FS Environmental Infrastructure and Services Ltd: IL&FS Environmental Infrastructure and Services Ltd (IEISL) is one of the leaders in the waste management sector in India which has adopted an integrated approach in the sector and offers services from collection, processing to energy conversion.Speaking on the challenges encountered in the waste management sector, Mr. Tripathi underlined issues facing the much needed public private partnership models. He mentioned that budgetary allocations of municipal authorities was often not sufficient and also that a major cost was incurred on collection and transportation while not enough was being spent on treatment and energy conversion. Development of institutional and financial capability in the municipalities was also required as was the need to carve out viable business models for private sector involvement.The absence of willingness to pay among the citizens was a major hurdle and Mr. Tripathi suggested that it was necessary to start charging citizens for waste management services and billing systems on the lines of electricity and water bills were required. He also recommended profileration of education and benefits of segregation and waste disposal among children so that awareness seeps in the society. Carbon financing advances and post financing were other options that need to be looked at. PwC Page 13 of 18Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead 5. Technical Plenary – II: Harnessing Waste for Wealth List of Speakers Name Shri M K Das, IAS Ms. Caroline Twigg M r. Rahul Bedmutha Mr. Prayas Goel Organization Surat Municipal Corporation World Business Council Sustainable Development for Designation Municipal Commissioner India Coordinator Associate Director Managing Director CRISIL, Risk and Infrastructure Solutions Rochem India Pvt Ltd 5. 1 Introductory Remarks by Session ChairmanShri M K Das, IAS, Commissioner, Surat Municipal Corporation opened the session by welcoming all the speakers and highlighting that in the emerging scenario waste is becoming a sector where ample economic opportunities exist and effective waste management called for tapping these opportunities for creating a win-win situation for all. 5. 2 Presentation by Surat Municipal Corporation Surat Municipal Corporation, the hosts of the event made a brief presentation introducing to the audience the city and its glorious development over the last few decades.In the presentation made on â€Å"sewerage management function† of the corporation, several systems, functions and initiatives were highlighted which have made the city one of the leading urban centres in waste management sector across India. The current status of the sewerage and waste management in the city and key achievements were also highlighted. Apart from clearly defined functions at head quarter and zonal level, the corporation had focussed on adopting latest technologies by leveraging funds received under JnNURM.Carbon credit mechanism is also being tapped and it is estimated that the corporation from its 3 sewerage gas based plants would generate more than 0. 5 lakh of CER (Carbon Emission Reduction). Technology adoption had also penetrated data monitoring and control in the sewerage plants. The corporation is now focussing on development of tertiary treatment plants to ease the pressure on drinking water resources.Solid waste management activities which received a major thrust by the corporation after the plague epidemic in the city in the 1990s had undergone a sea change with s everal initiatives being taken like concept of zero garbage on roads, privatisation of municipal solid waste (MSW) related activities, infrastructure development for disposal among others. An overhaul and modernisation of the refuse transfer stations has been carried out resulting into reduction in odour and no storage of MSW. Multiple technologies for waste processing have been adopted which are preceded by segregation of the heterogeneous waste that is collected.Several sustainability initiatives have also been carried out in the city in the form of centralized biomedical waste collection, treatment and disposal, effective management of hotel and kitchen waste along with innovative schemes like ‘Anudan Scheme’ for urban dwellers and adoption of improvised equipments and provisions for its citizens. Private sector participation has been a PwC Page 14 of 18 Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead key strategy and several project s are still available in the pipeline where private sector collaboration can be successful. . 3 Facilitating Public Private Partnerships in Waste Management Ms. Caroline Twigg, India Coordinator of the World Business Council for Sustainable Development (WBCSD) introduced to the audience the organization which has over 200 companies spanning more than 22 sectors across 35 countries as its members and works towards thought leadership for business role in sustainability concerns. Under the Urban Infrastructure initiative, the organization has been working across the complete functional chain from design and planning, building, financing and operations.Briefing the audience on Public Private Partnerships (PPPs), Ms. Twigg defined PPPs as a transformational form of procurement where government could create new ways of delivering services. She gave a brief description of the various PPP models which comprised different levels of participation from the private sector like service contracts , lease, annuity, BOOT (Build, Own, Operate and Transfer) and divesture among others. She also delineated benefits and challenges for both the parties in PPP model – Government and private sector.Ms. Twigg also talked about the waste management hierarchy which spanned from reducing usage, reuse, recycle, co processing, incineration to land filling and presented a few case studies including those from waste to fuel and waste water sectors underscoring the success of PPP based projects in these sectors. In Asia Pacific, however, Ms. Twigg noted that though there had been a boom in PPPs in this region, it still called for better oversight from public sector agencies and a stronger political will to make the models work.There is a tremendous scope for private sector participation in waste sector in India where only 8-9% of the total waste is currently being disposed off scientifically. Gulbarga, Hubli, Haldia were a few urban centres which presented successful PPP model projects. Management contracts, lease and BOOT models were emerging as the more popular ones. She highlighted that the success factors needed for development of PPPs were a strong will, robust institutional frameworks, well structured projects, a clear understanding of strengths and limitations of each party and an bjective, transparent tariff fixing procedure among several others. Ms. Twigg concluded her presentation by talking about Urban Infrastructure Initiative of WBCSD and the support available for various sources including Government of India portals etc for leveraging and development of PPPs in India. 5. 4 Cost Economics: How to create a revenue model An overview of contract structures in Waste management sector along with revenue accrual models was presented by Mr. Rahul Bedmutha, Associate Director, CRISIL Risk and Infrastructure Advisory.Mr. Bedmutha started of his note by talking about the status of municipal solid waste management (MSWM) in India and the rising trends in waste g eneration being witnessed in the sector. He highlighted that though waste collection was reasonable at 70-80% in large cities it was abysmally low in smaller cities, often below 50%. An estimated Rs. 49,000 crore is required to plug the gaps existing the sector over the next 20 years. Currently, processing and disposal as well as integrated projects were seeing growing investments. PwC Page 15 of 18Seminar on Integrated Waste Management: Emerging Trends, Challenges and Way Ahead Funding in MSWM projects has progressed from being funded by external agencies to local city governments and further now from service providers. A viable model for funding that has emerged now is based on capital investment from service provider and recovery through tipping fee and sale of products from treatment/processing of waste. Mr Bedmutha presented a few case studies on the same and underlined that tipping fees still remains a significant contributor ~ 68% of the revenues.Contract structures of MSWM p rojects also need to be reviewed from the viewpoint of integrated waste management to avoid overlap in the scope of processing and disposal and integrated contracts. Also in the scope of work, the contracts must focus on minimization of residue after processing. Mr. Bedmutha concluded his presentation by talking about the various risks that could challenges investments in waste management sector including – waste quality risks, technology risk both from the perspective of power generation and pollution control and counterparty risk in the form of paying capability of the ULBs. . 5 Towards Zero Waste: Exploring the Systems Approach Mr. Prayas Goel, Managing Director, Rochem India presented on the topic – â€Å"Towards Zero- A Systems Approach- Harnessing waste for wealth† Zero waste is a concept that calls for a paradigm shift and views waste as a resource that can be remoulded for usable components and profitable ventures. Speaking on the topic, Mr. Goel talked about the heterogeneity of the MSW and the fact that approximately 60% of it is organic and another 15% recyclable.He said that the low calorific value of Indian MSW can be attributed to its high moisture content. Due to absence of source segregation a total solution to treat mixed waste was warranted in the Indian context. Mr Goel also presented a comparison of various technologies like composting, landfill, incineration and the new concord blue solution on various indicators like emissions, maintenance cost, recovery of energy etc. Elaborating further on the Zero waste, Mr.Goel said that the concept focussed on maximizing the 3-R concept – Reduce, Recycle and Recover as well as ensuring that only true inerts are sent to the landfill. This could be achieved by raising public awareness and involving all concerned agencies including the un-organized sector. An integrated approach towards zero waste that he presented highlighted the need for receipt of waste with minimal storag e along with efficiency in pre-conditioning activities followed by conversion of pre-conditioned waste to energy.An elaboration of Gasification technology apprised the audience about the details of this non-incineration thermal waste to energy solution and its suitability for disposal of mixed solid waste. The process is also environmental friendly since it does not release toxic dioxins and furans due to the plastic present being thermo chemically degraded instead of being burned. Other benefits include the low space requirement, negligible rejects and no storage requirements. Summarizing his presentation, Mr. Goel negated the widely held notion that Indian waste due to its low calorific value based on

Sunday, September 29, 2019

Capital punishment in the Islamic Republic of Iran

In recent years, many Muslims have come to accept the notion of democracy but there is a variety of opinion as to its precise meaning. They have sought to delineate Islamic forms of democracy, or popular political participation, seeking to provide an Islamic rationale whose legitimacy finds its roots in tradition. The Islamification of democracy has been based on a modern process of reinterpretation of the traditional Islamic concepts of political deliberation or consultation, community consensus, and personal interpretation or reinterpretation to support notions of parliamentary democracy; this also extends to include representative elections, and religious reform. Islamic organizations such as the Muslim Brotherhoods in Egypt and Jordan, Algeria’s Islamic Salvation Front, Indonesia’s Muhammadiya and Nahdatual Ulama ostensibly have advocated the principle of democratic elections and, have participated in parliamentary elections (Common Dreams NewsCenter, 2005) As with the interpretation of Islam, notions of democracy and the structuring of administration of justice take on different forms in different Muslim countries with different experience. Throughout the Islamic world, governments have adopted varying degrees of self-representation in response to unique historical circumstances. Turkey, for example, is a parliamentary, secular democracy. Indonesia is one of the world's largest republics, but an uncertain one as the nation still struggles to evolve a representative political system after decades of repressive authoritarian rule. Iraq is currently a case study in nation-building in the aftermath of the dictatorial regime of Saddam Hussein and Iran is a theocratic republic with a growing democratic reform movement. Whilst many Islamic states have moved closer to democracy, the aforementioned groups and States along with several other Islamic States, particularly in the Middle East, advocate the death penalty as a capital punishment for many different types of crimes. It has been claimed that Iran’s execution rate is second in the world only to that of China. However, this assertion has also been variously dismissed by the regime as exaggeration of the facts (Gelbart, 2010). Nevertheless, the death penalty is legal and permitted for certain crimes in Iran. Capital punishment can be administered for the crimes such as treason, rape, sodomy, terrorism, murder, the trafficking of drugs, paedophilia, kidnap and armed robbery (FIDH, 2011). The present Iranian regime has been a subject of controversy and stringent criticism in the West for some time now. The current central disputes focus predominantly around the research and manufacture of nuclear weapons although it has also received controversy for its policy on execution and capital punishment, perhaps the most controversial occurring over the execution of those under 18, considered by law as not yet adult (minors). These State-legitimised executions have been raised as issues because they directly violate the Convention of the Rights of the Child, a treaty signed by Iran which protects children from execution (EMINE, 2012). Iran has attempted to defray these allegations by claiming dispensation in these cases (and some others) because certain sections of the Convention have been deemed incompatible with ‘Islamic jurisprudence’ (DN. SE, 2008). The Iranian regime has also received criticism for the alleged use of stoning as a means of exacting the death penalty, although these allegations have been denied by the Iranian judiciary as Western propaganda, along with the allegations of the execution of minors (BBC NEWS, 2005). In February 2012 a new penal code was adopted by Iran which officially legislated against the administration of the death penalty to minors (those under the age of 18) and those of who are subject to diminished mental development. In some rare instances the death penalty can still be applied to minors who commit murder between the ages of 15 and 18 years old but only if the judge is completely confident that the crime was entirely and absolutely premeditated and that the perpetrators in question are as mentally developed as adults (Bozorgmehr, 2010). The issue of Iranian executions carried out against minors has also been a salient point in the campaigns of numerous human rights groups. These groups claim that in spite of Iran’s signing on the Convention on the Rights of the Child they are actually the largest executor of minors in the world. This may be due to the disparity of definition regarding children in Iran. The Islamic Penal Code (Article 49) defines a child in Iran, as stipulated by Islamic law, as ‘someone who has not reached the age of bulugh (puberty)’ (Human Rights Watch, 2008). This discrepancy may be due to Iran’s use of the lunar Islamic calendar for the determination of criminal responsibility, as opposed to the standard solar calendar, which is longer. This means that in some cases a criminal who faced the death penalty Iran would be tired as an18 year old in accordance with Islamic years but only be 17 years old in the Western standard solar calendar (O’Toole, 2007). As Marx (1843) famously asserted ‘Religion is the opium of the masses’. Throughout all history, religion has played the starring role in much of human conflict, with philosophical, political, sociological, as well as physical repercussions. Most of religions profess and share positive life philosophies and values, although it is commonly recognised that some religious entities and States have used their power to realise crimes against humanity. Some religious regimes have also used the respective doctrine of their associated religions, to carry out perceivably draconian brutality against their people, be it for political disagreement or legal dissent. It is difficult to foresee how Islamic societies can realise their tremendous potential without genuine political reform. Evidently, it is not Islam that is the greatest obstacle to serious democratisation and reform against the death penalty. On the contrary, the most important impediment is the continuing resistance of established political regimes, whose leaders espouse the language of democracy but rarely permit political liberalisation beyond that which they can orchestrate and control. Mona Yacoubian (Gelbart, 2010) makes a persuasive case for greater international involvement in urging the Iranian government toward greater reform. The key to the success of democratisation and reformation of the death penalty in Islamic societies is imposition of more freedom, expanding freedom of the press, freedom of religion, freedom of thought, and freedom to form independent organisations. The process may be long and slow but it must be real, sustainable, and measures should be taken to prevent the reversal of it. History shows that many governments in the Muslim world have become adept at promising democratic reforms only to fail on their promises ad deliver more oppression. In this regard, the international community needs to exert sustained pressure on the existing governments to sue for liberalisation, democratisation and extension of civil liberties: only through such routes can true societal freedom be attained. Real and genuine reforms are needed; liberal and moderate voices cannot be heard in an environment of fear and repression. The United States and European countries should stop implicitly and explicitly supporting all Middle Eastern dictatorships and oppressive regimes (rather than just those who operate in accordance with their political machinations); this they should do in the name of stability and to promote peace and strengthen the voices of liberal Islam, rather than propagating sometimes spurious propaganda in order to exercise military power and at the same time undermining their own arguments. Muslim countries must also gain experience with democratic institutions and practices. Nonetheless, the success to the development of democracy will necessarily be dependent on the success of the citizens to ultimately resolve their inner crisis, but this situation in turn will always be hampered unless the general unrest and political instability either plateaus or resolves of its own volition.

Saturday, September 28, 2019

Assignment: Economics Essay

1. Economists in Funlandia, a closed economy, have collected the following information about the economy for a particular year: Economists also estimate that the investment function is:  where r is the country’s real interest rate, expressed as a percentage. Calculate private saving, public saving, national saving, investment, and the equilibrium interest rate. Please note: national savings is not related to the interest rate, which means that the supply curve for loanable funds is vertical. (15 points) Private Savings= Y-T-C 10000-1500-6000= 2500 Public Saving= T-G 1500-1700= -200 National Saving= S=(Y-T-C)+(T-G)=(10000-1500-6000)+(1500-1700)= 2300 Investing= I=Y-C-G 10000-6000-1700= 2300 Real interest rate I = 3,300-100r , 100r = 3,300-I 100r = 3,300-2300 ( I=2300) 100r = 1000 100r/100 = 1000/100 (dividing it by 100) r = 10 2. In the summer of 2010, Congress passed a far-reaching financial reform to prevent another financial crisis like the one experienced in 2008-2009. Consider the following possibilities: a. Suppose that, by requiring firms to comply with strict regulations, the bill increases the costs of investment. On a well-labeled graph, show the consequences of the bill on the market for loanable funds. Be sure to specify changes in the equilibrium interest rate and the level of saving and investment. What are the effects of the bill on long-run economic growth (recall: higher investment would increase capital and capital per worker)? (7 points) i. The demand loanable would decline along with the equilibrium. The saving and investments will decline as well hence giving the economy a lower rate for the future. ii. b. Suppose, on the other hand, that by effectively regulating the financial system, the bill increases savers’ confidence in the financial system. Show the consequences of the policy in this situation on a new graph, again noting changes in the equilibrium interest rate and the level of saving and investment. Again evaluate the effects on long run growth. (7 points) i. The supply of loanable funds would increase. The interest rate will decrease while the savings and investments will increase. Which will let the economy growth for the future, ii. Problems for Chapter 14 3. According to an old myth, Native Americans sold the island of Manhattan 400 years ago for $24. If they had access to a financial investment that yielded an interest rate of 7% per year, how much would they have today? (8 points) a. (1.07)^400 x 24= $13.6 Trillion 4. For each of the following kinds of insurance, give an example of a behavior that can be called moral hazard and another example of behavior that can be called adverse selection: a. Medical insurance (6 points) i. A sick person is more likely to apply to medical insurance compared to a healthy person. Meaning it’s an adverse selection. A healthy person may get health insurance too but now he may less likely to take care of himself, this would be a moral hazard. b. Car insurance (6 points) i. A risky driver is more likely to apply for car insurance, this would be an adverse selection. Or once a driver has insurance, they may be driving more reckless, this would be a moral hazrd. 5. For each of the following pairs of bonds, which bond would you expect to pay a higher interest rate? Explain. (5 points each) a. A bond of the US government or a bond of an Eastern European government i. Eastern European because non-US bonds will include risk premiums and also have higher interest rates b. A bond that repays the principal in 2015 or a bond that  repays the principal in 2040 i. 2040 because higher maturity requires higher interest rate. c. A bond from Coca-Cola or a bond from a software company that run in your garage i. The software company due to not being well known so it would be a higher interest rate. d. A bond issued by the federal government or a bond issued by the state of New York i. Definitely federal government because they are not tax-exempted compared to municipal bonds 6. When company executives buy and sell stock based on private information they obtain as part of their jobs, they are engaged in insider trading. a. Give an example of inside information that might be useful for buying or selling stock. (6 points) i. Information on new products or any government involvement that may affect the firm b. Those who trade stocks based on inside information usually earn very high rates of return. Does this fact violate the efficient markets hypothesis? (6 points) i. Who does trade with inside information is not violating the efficient market hypothesis. The hypothesis includes all available information about the future of the firm. Inside information is not available to the public meaning the price of the stock doesn’t reflect this. c. Insider trading is illegal. Why do you suppose that is? (5 points) i. It’s illegal for sure due to the fact that it gives others an unfair advantage over everyone else who doesn’t have access to this. 7. Jamal has a utility function , where W is his wealth in millions of dollars and U is the utility that he obtains. a. Graph Jamal’s utility function. Is he risk averse? Explain. (7 points) i. 1. He is risk averse because of his chances of getting more money for more risk. b. In the final stage of a game show, the host offers Jamal a choice between: i. $4 million for sure ii. A gamble that pays $1 million with 60% probability and $9 million with 40% probability Should Jamal pick choice i or choice ii? Hint: evaluate the utility that Jamal would expect to receive in choice i and choice ii. Jamal would expect to receive utility in the amount of the weighted average of the possible outcomes, where the probabilities are the weights. (7 points) E(Utility) = 0.6*U(1000000) + 0.4*U(9000000) = 0.6*0 + 0.4*1 = 0.4 Jamel should pick option one because he has a only 40% in order to get the 9 million but it might not worth it because he could end up back at 1 million.

Friday, September 27, 2019

A marketing strategy for the development of (insert the name of the Essay

A marketing strategy for the development of (insert the name of the company or organisation you have chosen ) - Essay Example At such competitive market, United Biscuit is launching its new ranges of cookies under its McVitie’s brand called Hobnobs Cookies. The company is aiming to popularize this specific product brand in UK market. However, its key competitors also offer substitute cookies in the existing market that it poses great threat to the success of Hobnobs Cookies. The micro and macro environment analysis of United Biscuit have provided the base for framing proper marketing strategy for Hobnobs Cookies in its existing market. Considering three key strengths of Hobnobs Cookies i.e. high quality, lower price and different taste, its marketing strategies has been framed. As per the Ansoff matrix, United Biscuit will try to attain the product development at initial stage and in this process, promotional mix is very important. The core strategy for Hobnobs Cookies will be the combination of low cost and differentiation strategy that will enhance the consumers’ value by building the produc t’s brand in existing market. 2. Introduction It is very necessary to develop a proper marketing plan for organisational growth and success as marketing has become inevitable business activity. An effective marketing plan ensures sufficient amount of sales revenue that determines the existence of a firm within its industry. In recent years, the scope and importance of marketing and strategic planning has significantly increased due to intensified competition in market. For the financial success, the organisations aim to counter their key competitors for gaining an upper hand position in the market. However, in this process, the planning is the foremost task for them. Stevens and Loudon have defined that â€Å"planning is one of the key success for any undertaking† and the planning â€Å"must be founded in a root philosophy or conceptual framework that provides a basis for analysis, execution, and evaluation† (Stevens and Loudon, 2005, p.4-5). This paper will att empt to present a marketing plan for United Biscuit to position its new brands product. The primary aim of this paper is to develop a proper marketing plan for existing product in its exiting market. Therefore, various marketing tools, model and theories will be applied for analysing micro and macro environment of United Biscuit and for developing effective marketing strategies. 3. Brief Description of Company The United Biscuit is a leading multinational food manufacturer of UK and Europe and it offers wide ranges of cookies, biscuit and other savoury products. The company have developed its high brand image in UK and entire European regions. Its products are available under 15 well known brands like McVitie’s, Jacob’s, Twiglets, BN, KP etc (United Biscuit-a, 2008). This company was established during 1948 after the merging of two Scottish families who were engaged in bakery business. Later, the company acquired MacDonald's Biscuits and Crawford's Biscuits in 1960s. F inally, in 2000, Finalrealm, a group of investors acquired

Thursday, September 26, 2019

Quotes from Ludwig Wittgenstein (The book, Tractatus Essay

Quotes from Ludwig Wittgenstein (The book, Tractatus Logico-Philosophicus) - Essay Example in determining meaning arrives through the process of determination of whether an elementary proposition can be considered true or false depending on how it relates to the perceived reality of the world that is accepted as real by the multitudes. Language can therefore be said to consist entirely of propositions all of which can be analyzed for the purpose of breaking them down into elementary propositions. In turn, elementary propositions are actually simply name combinations used to refer to objects. On the metaphysical level, elementary propositions can also be termed logical representations of atomic facts. It is at the level of atomic facts that metaphysical language becomes particularly confusing because atomic facts are combination of complex facts that represent truth in the world (3.261) If language is a series of elemental propositions representing logical representations of atomic facts, then the obvious answer to the question of metaphysical meaning lies in the realization that any meaning of a particular word must be divorced from the thing it is intended to represent and instead pulled forth from this distortion of meaning so that it is applied instead to how the word is utilized. The meaning of language essentially becomes intertwined with context constructed from the elementary proposition. If elementary propositions are intended as a logical representation of an atomic fact then it becomes true that facts can change through context. As an example, consider the blue heron in scenario one. The blue heron can be broken down into several elementary propositions and the one the participant chooses to use in the scenario becomes a logical representation of the atomic fact that represents only the truth that some people do seen signs and make connection. Essentially this entire scenario can be read as a language game in which words like â€Å"sign† â€Å"soul† and â€Å"being† are all capable of being used with a broad amount of variability. Due the

Curcumin Rich Diet Lowers The Incidence Of Breast Cancer Essay

Curcumin Rich Diet Lowers The Incidence Of Breast Cancer - Essay Example Curcumin, (diferuloylmethane), the yellow pigment extracted from the rhizoma of Curcuma longa, has been expected to posses therapeutic or preventive value for several cancers because of its antioxidative, anti-inflammatory, and anticancerous effects (Maheshwari et al., 2006) Cancer incidence rate comparing the breast and prostate cancer incidence in US and India is presented in the Table 1. Date from GLOBOCAN 2000 is a unique software program which provides access to information on the incidence and prevalence of, and mortality from 26 major cancers for all the countries in the world in 2000. Thus, the cancer incidence, in people from US, is for people who don’t consume curcumin, whereas the cancer incidence, in people from India, is for people who consume curcumin.... 2. P (eat curcumin and don't get breast cancer) = P (eat curcumin) P (don't get breast cancer) = 1000000/2000000 999921/2000000 = 0.5 0.4999605 = 0.24998025. The number of people who eat curcumin and don't get breast cancer is P (don't eat curcumin and don't get breast cancer) total number of people = 0.24998025 2000000 = 499960.5 3. P (don't eat curcumin and get breast cancer) = P (don't eat curcumin) P (get breast cancer) = 1000000/2000000 660/2000000 = 0.5 0.00033 = 0.000165. The number of people who don't eat curcumin and get breast cancer is P (don't eat curcumin and get breast cancer) total number of people = 0.000165 2000000 = 330 4. P (don't eat curcumin and don't get breast cancer) = P (don't eat curcumin) P (don't get breast cancer) = 1000000/2000000 999340/2000000 = 0.5 0.49967 = 0.249835. The number of people who eat curcumin and don't get breast cancer is P(don't eat curcumin and don't get breast cancer) total number of people = 0.249835 2000000 = 499670 We place the values obtained in this table: (this is our null distribution) Breast cancer No Breast cancer Total Curcumin Yes (India) 39.5 499960.5 500000 No (USA) 330 499670 500000 Total 369.5 999630.5 1000000 Using the formula, where Oi is observed numbers or frequency and Ei is what we expect if there is no dependence between the 2 variables. we get, 2 = (79-39.5)2/39.5 + (999921-499960.5)2 / 499960.5 + (660-330)2 / 330 + (999340-499670)2 / 499670 = 1000000 The larger the value of 2 , the worse the fit To see whether this number is significant we calculate the p-value. p-value = P(2 > a specific value | model is correct) In this case, the specific value

Wednesday, September 25, 2019

The external factors the will have an impact on the future of the Essay

The external factors the will have an impact on the future of the clients business - Essay Example There has not been noted any significant changes within this external environment that will impact on the client. Expansion is the key to unlocking business success and business competitiveness. But in order for the client to effectively evaluate where they stand in terms of business expansion possibilities a clear and defined topic related research has to be understood. This will enhance the chances of success while limiting the chances of future business failure. The benefits of the tourism industry in relation to travel are that it is an industry that is constantly growing and changing. The raison d'etre of an industry is clearly economic, but the sustained economic success can also have environmental, social and cultural benefits. As Europe's largest industry with great opportunities for employment there can be no let up in the efforts to ensure that tourism continues to prosper and grow." http://www.rete.toscana.it/sett/turismo/euromeeting_2003/greg_richards_engl.pdf The main concern when a company is entering a new market is whether the political and legal environemt will allow room for the business. The client is part of the EU ccommunity which aims to implement progress in all the political and legal aspects of all the community members. ... The main concern when a company is entering a new market is whether the political and legal environemt will allow room for the business. The client is part of the EU ccommunity which aims to implement progress in all the political and legal aspects of all the community members. These are the benefits that the client can consider since it is also clear that the EU community intends to improve the tourism industy as well. Culture The external enviroment which will act as a plus for the client is culture. This is due to the commonly accepted fact that people are interested in exploring other cultures. The reason that people are also aiming to travel more is that they want to experience different aspects of the different cultures. It might seem that since the EU is becoming one community all the cultures will adopt each others habits, therefore making the experience of travelling outside ones home country mundane and boring. However most countries pride themselves in their heritage and therefore aim to keep it that way. So in this respect the option of expanding is more viable as culture keeps the flames of curiosity burning. Technology Technology is one aspect that is constaly changing and the rate of change often has a high impact on the small businesses. This external factor will play a role in whether the client is sucessful or not. So in analysing this option the main focus will lie on the countries that the client intends to expand in. These countries fall within the EU community and if one aspect of technology affects one of the community memebers the logical conclusion will be that the same affect will happen in the rest of the community. However to ensure that business progresses within the EU community, the decision makers have

Tuesday, September 24, 2019

International Business Management Essay Example | Topics and Well Written Essays - 2500 words

International Business Management - Essay Example 182). At the same time, it is also interesting to see that the global ICT network does not share many common features but has distinctive features (Shin & Park, 2007, p. 263). Due to the unique characteristics of high technologies and particular characteristics of ICT sector, development in this sector has become complicated (Chlivickas et al., 2009, p.324). In the following parts of this paper, the Internet history has been incorporated. The history of the Internet describes the role of the United States and its adversaries in the pre and post Cold War era situations. Subsequent to that, the definition of the Internet has been provided. It is followed by the information communication technology segment, in which the concept of information communication technology has been discussed. But before the description of some of the major aspects relating to the concept, the basic and comprehensive definition of information communication technology has been provided. This definition encompas ses not only the intangible aspects of ICT but also the tangible ones. Before the summary part, global trends and the effects of the Internet on the ICT have been included. History of the Internet The internet has continued to evolve, meeting the needs of all kinds of users (Kozierok, 2005, p.122). â€Å"The Internet’s roots can be traced back to 1957 when the United States formed the Advanced Research Projects Agency (ARPA) within the Department of Defence† (Gallo & Hancock, 2002, p.56). The formation of ARPA was mainly caused by the US response to the former Soviet Union’s launch of Sputnik, which was a unique innovation of artificial earth satellite. As the hostility continued between the two countries, the ARPA’s ultimate objective was to counter the measures taken by the former Soviet Union. In order to achieve this objective, ARPA’s mission was to make efforts and establish the United States as the world’s leading country in military a nd defence applicable science and technology applications (Gallo & Hancock, 202, p.56). Subsequent to that, the establishment of DARPA enabled the team of the ARPA to develop and run internetwork named ARPANET, the Advanced Research Projects Agency Network, in the year of 1969. Originally, the ARPANET was built to serve defence and military objectives, but with the passage of time it underwent numerous changes and modifications that increased its use among other people. The formal innovation and development of a comprehensive system of internetworking protocols started in 1973 (Kozierok, 2005, p.122). In the initial phase of this technology, only one protocol was used for the purpose of internetworking. However, with the passage of time improvements were introduced in the internetworking protocols and better versions of this technology began to show their importance for the current and potential users. Definition of the Internet It is hard to give a precise and exact definition elab orating all uses and characteristics of the Internet. However, Schneider et al. (2009) quote the definition provided by the Federal Networking Council (FNC), which states that â€Å"Internet† is â€Å"the global information system that: (i) Is logically linked together by a globally unique address space based on the Internet Protocol (IP) or its subsequent extensions; (ii) Is able to support communications using the Transmission

Monday, September 23, 2019

PUBLIC LAW Essay Example | Topics and Well Written Essays - 2250 words - 1

PUBLIC LAW - Essay Example udicial review, is where the law is contravened at some point by an administrative body in its actions or inactions, as was defined in White and Collins v Minister of Health.1 In this case, procedural ultra-vires is evident. This is whereby an administrative body fails to follow the right procedure in its actions or inactions (Fitzroy 2014, 1). As much as Catford district council is vested with the power to issue licenses, procedure as per the relevant statute law requires it to conduct consultations where necessary. Bearing in mind that the shop operates within a residential flat, it was necessary for the council to consult the adjacent household dwellers regarding the same before issuing the license. As a renter of a dwelling premise, Alya has a right to peaceful and quiet enjoyment of his property. Therefore, she has every right to protest due to the nuisance emanating from the shop during Sunday. Had the council consulted her prior to the issuance of the license, things might hav e turned differently, as some conditions could have been attached to the operating license. It was therefore illegal for the council to issue the license without conducting necessary consultations as the relevant authority suggests. Unreasonableness: The principle of reasonability is to the effect that an administrative body should be rational in acting or making its decisions. Unreasonableness is seen when an administrative body acts or makes a decision in a manner so absurd or outrageous, that a reasonable person acting in the same capacity and under the same circumstances would to do or make, as was defined in Associated Provincial Picture Houses Ltd v Wednesburry Corporation.2 In this case, the reason given for the council’s failure to conduct consultations, something which is done by all other local authorities, is so unreasonable that one would not expect such an authority to fail to act on that basis (Harel and Kahara 2010). Time and money saving is not reasonable enough to

Sunday, September 22, 2019

How to Write a Case Study Essay Example for Free

How to Write a Case Study Essay A case study example is a case study that is intended to be used as a model text or a reference guide for writers unfamiliar with how to write case studies. Case study examples may be distributed by professors, educational resource organizations, or professional writing services. The primary audience for a case study example is typically college pupils. Case study writing comes in two forms: annotated and un-annotated. An annotated case study example features notes in the margins and within the text itself that point to important elements of the form, style, and content of the case study. Annotated examples are particularly helpful for students who are unfamiliar with the case study genre in general, since they provide commentary explicitly noting the important elements of the genre. Un-annotated case study examples will not feature this commentary; the example viewer is intended to identify the important elements and conventions of the case study on his or her own. These examples are best viewed after a student is somewhat familiar with the genre or has already studied an annotated example. Whether using annotated or un-annotated case study examples, learners should pay particular attention to the ways in which the writer of the case study presents and analyzes information, as this is the primary objective of any case study. In a case study, a writer interprets, analyzes, and synthesizes data presented from a real or fictional situation or problem. For instance, in business school a student may be required to read about a particular business proposed advertising model and then, based on knowledge he or she has gained through his or her study of business and advertising, suggest the ways in which the company should execute its advertising campaigns. To do this effectively will require the student to work carefully with the provided information about the case and then draw on his or her creativity and knowledge reserves to propose a practical solution. When writing case studies, all proposed solutions must be bolstered by accepted techniques and theories within the students field. Students using case study examples should note how the example writer makes use of this external knowledge. Case study examples are intended to be model texts. As such, they are meant to provide students with a general idea of the common conventions of case study writing and are not meant to serve as templates. Students should study and use case study examples to determine the important elements of case study writing, but should ideally look at multiple examples to see how the case study form can be flexible depending on its particular objective and audience.

Saturday, September 21, 2019

Eyesenck’s Personality Theory Model: Sanguine Personality

Eyesenck’s Personality Theory Model: Sanguine Personality Introduction Eysenck’s Personality Theory Model Eysencks personality of theory divided into two categories which are extraversion and introversion personality types. Extraversion type of personality person is usually relax and confident on their own while introversion type of personality person is often a quite person; focus on inner feelings and their emotional will be more negative and not stable as compared to extraversion type of person. Extrovert people are more likely to be out-going person, they like to social and attend event to meet with new people and make new friends. In contrast, introvert people keep things to their own and seldom share to people, they also less likely towards social things because of their shy personality. In this world, different types of people having different own personality, by understanding people’s personality is a key to unlock elusive human qualities. All humans are different, everyone has their own value, principles, special strengths, weakness and qualities in handling things in their life; different types of people will think and action in different ways. For instance, Eysenck’s categorize people into 4 types of human personality, which are choleric, melancholic, sanguine and phlegmatic. However, choleric and sanguine personality were fall under extraversion category while melancholic and phlegmatic were fall under introversion category. Features of Sanguine Personality Referred to Eyesenck’s Personality Theory Model, sanguine personality is playing a role as the extrovert, talker and optimist. They are emotionally stable compared to people who have melancholic and choleric personality. The characteristics of sanguine personality are sociable, outgoing, lively, easygoing, talkative, responsive, leadership and carefree. Sociable People who have sanguine personality are sociablen; they are supportive in engaging themselves in outside activities and talk to others. Sanguine people have a lot of friends and also have wide social relationship which may have friends that are from different fields or places. Besides, they can make new friends easily and adapt to the situation even in a new environment or with strangers. Outgoing People who having sanguine personality is an outgoing person; they are active in joining or participating outside activities. Sanguine people don’t like to stay at home and things that are boring. They like to join or see thing that are challenges and new and they are type of person who enjoy going out or hang out with friends and comfortable in social situation. Lively People who having sanguine personality is a lively person; they are active at most of the time and having positive energy in whatever things that they do. Besides, they bring fun and joy to people surrounded them and people will feeling comfortable and relax when with sanguine people as they less likely having negative thought compared to melancholic personality. This may one of the features of sanguine that attracted people to talk and make friends with them. Easygoing People who having sanguine personality is an easygoing person; they forgive and forgot mistake or bad thing that people done on them. They don’t hold grudges and usually behave in a relaxed and tolerate approach or manner. They have even-tempered and able to control their own emotional compared to melancholic and choleric personality. They seldom mad at people and don’t like to make things become complicated. For instance, if sanguine people commit a mistake they will readily apologize to the person. Talkative Sanguine playing roles as the talker and storyteller, they are talkative and like to repeat stories to their friends. They can talk anything with their friends; such as gossip or discuss things that from general problems until privacy with their friends without feeling tired or bored. They eager to express their own opinion or idea, wish people paid attention on them. Sometimes, due to the talkative personality they are likely to dominate the whole conversation when in a group activities. Responsive Sanguine people are responsive; they give quick and readily response to people. They are open to suggestions; accept people comment and improvement themselves from it. Besides, sanguine people usually are the type of active students in the class; they like to ask and also give response to their teacher questions. If sanguine friends are facing problems, they will response to it and always be there to listen and to give opinion or advice to their friends. Leadership Sanguine people tend to have strong leadership; they have the ability to guide a group of people and give direction to the members about actions that should taken in order to achieve a certain task. Sanguine people like to express their own opinion and ideas in group activities and sometimes they will be the dominant person throughout the whole conversation with their friends or activities. In a group, sanguine will act as opinion leader and they have the power to influence or swing people’s perception and action. Carefree People who having sanguine personality is a carefree person, they are relaxed and less worried. For instance, sanguine people behaving in a happy-go-lucky attitude, when everyone was stressing and rushing for group assignment, sanguine may be one of the most relaxed people among the group members. They are less likely to take thing seriously, free from care and they always enjoy their time in a happy and joy mood. Communication Style The communication style of sanguine personality is talkative. People who having sanguine personality are like to talk, they can talk anything from general problems until privacy without feeling tired or bored. Sanguine people talk in confident and relaxed manners; they talk things in more casual way and always share a lot of things with their friends. They like to repeat stories, always response to people questions and give comment or opinion. Their communication style will attract people attention and people will feel comfortable when communicate and interact with sanguine people. However, due to the talkative personality, sanguine people always talk and rush for conclusion. Sometimes, they didn’t give opportunity for others people to speak or express their opinion. Responsive: â€Å"My friend, I am here listening to your problems.† Carefree: â€Å"It is okay, don’t worry so much and everything will be alright.† Each personality has their pros and cons. The strengths of sanguine personality are they are an easygoing and sociable person. In contrast, the weaknesses of sanguine personality are they have a strong leadership and talkative. Strengths: Sanguine is an easygoing person, they do not hold grudges. They forgive and forgot people mistake. They have even-temper and able to control their emotion, which make people like to make friends with them. It is because sanguine people will not mad at people easily or for a long time. People will feel relax and comfortable when with sanguine people because of their easygoing personality. For instance, even thought if a person has done something bad to sanguine people, sanguine people will readily forgive the person if they apologize or admit the fault. Besides, sanguine people do not mind share their things to their friends such as foods or ideas. They are also open in accepting people judgement, if people commented something bad about them they will not keep it in heart for a long time but will takes it as opportunity for self-improvement. Sanguine is a sociable person, by having this characteristic it will help them easy to get along with others and also help to encourage effective relationship with outsider. Sanguine people will be having a lot of advantages in their life by having sociable personality such as in workplace, school and others. Sanguine person is likely to engage themselves in outside activities, they are active in joining any events which can helps them to extend their social relationship and make new friends. When they go out and know more friends, they actually can learn extra knowledge from other persons and also enhance interaction with other people. This could be a good opportunity for their education or business to go further, the chances that they get might be a good turning point for their life. For example, sanguine person looking for a job after graduation, they might will get job more easily than their friends as they have knew different friends that worked in different fields, it is way ea sier to approach someone when good relationship is established. Weaknesses: By having strong leadership personality it might be one of the weaknesses of sanguine people. People who are having strong leadership is usually self-centred, they want people to paid attention on them and wish to be dominant in group activities. They are eager to express their ideas and opinion, they hope whatever they said can be heard or followed by members. However, this personality will cause distancing between sanguine people and their friends. It is because to some extend leader having the power to instruct members to do something, for those people who are not obedience they will surely don’t like these type of person. Sometimes, sanguine person are assertive, they might over confident on their own and like to showing off and self-promoting. They are likely to take the full responsibilities as a leader when there is any job distributed among the members, due to the strong leadership personality Another weakness of sanguine personality is talkative. Sanguine people are likely to repeat or talk about the same things to their friends without feeling bored or tired. Due to talkative personality, sometimes people that friend with sanguine people may feel they are annoying For example, when sanguine people found that they are not satisfy with what they had they will keep asking and finding until they found out the satisfy answer or result. They need response and attention from others. They talk in a casual or fun way people will think that they are not taking things seriously. Due to the talkative personality, people will feel that they are exaggerating as sanguine people will give excessive information or overselling ideas when communicating to other people. Recommendations There are several ways to overcome the weaknesses of sanguine personality. First, sanguine person should learn to listen to others people words before they speak or express their view or ideas. In doing this, they can give opportunities for other people to express their ideas and sometimes the ideas given by people may be useful in their group activities instead of dominate the whole conversation. Second, they should learn to self-effacing which is to tone down their strong approach, avoid exaggerating and overselling own idea as it may help to gain more trust from friends toward them. Third, in whatever thing that sanguine people do they should always put themselves in other people shoes, should consider about other people interest and care more about other people feeling. Besides, it is always important to consider the seriousness of the situation first but not behaving in a carefree attitude at all the time. References Coon, D Mitterner, J.O. (2010). Introduction to psychology: Gateway to mind and behaviour, 12th ed. California: Thomas Wadsworth. Pastorino, E.E. Portillo, S.M.D. (2012). What is psychology. 2nd ed. Belmont: Thomson Wadsworth. Delamater, J.D. Myers, D.J. (2010). Social psychology. 7th ed. CA: Thomson Wadsworth.

Friday, September 20, 2019

Retirement Issues In Malaysian Workforce Health And Social Care Essay

Retirement Issues In Malaysian Workforce Health And Social Care Essay Increasing life expectancy of Malaysians has raised the concern incredibly on retirement issues. In 2006, the Organisation for Economic Co-operation and Development (OECD) findings indicate that Malaysians life expectancy has increased from 1960 to 2006. Women life expectancy has increased from 55.9 to 76.5 years, a 20.6% increment, while men increased from 52.8 to 71.8 years, or 19.0% (OECD, 2007). More, latest statistical findings from United Nation Statistical Division (2010) provide that life expectancy at birth of Malaysians for women and men in 2005 to 2010 has increased from 72 to 76.7 years. With the longer life expectancy among Malaysian means without extending the retirement age, a typical Malaysian will have longer time to spend in their retirement life. According to United Nations data reviews, Malaysia are expected to have total number of 3.2 million individuals who aged 60s and above by 2020 (Yip, 2010). Furthermore, the Global Demographics Ltd also estimates that a 10% increment in the number of grey citizens will take place in coming 20 years from now (Hunt, 2009). These figures tell us that more Malaysians will be reaching retirement age and it is important to raise their awareness towards the importance of retirement planning now. Recently, Malaysian Governments announced that inclination of increasing the retirement age among civil servants in Malaysia is high. Retirement age may be set to 60 due to Governments plan of keeping experience civil servants to contribute for more human capital in nationals performance (Sarban Singh, 2010). This projection was made because it is estimated that Malaysia will lose up to one million civil workers in the early of 2011 (Sarban Singh, 2010). Despite changes made on the retirement age of government servants to 58, the mandatory retirement age for private sectors remain at 55 (Sarban Singh, 2010. In view of this, postponement issues on the public and private servants means that longer retirement life may by experience by most Malaysians (Sarban Singh, 2010). As life expectancy has increased much faster compared to retirement age, our country will have more retirees. If this happens, more challenges are coming ahead and different approaches must be taken on retirement plann ing as Malaysians are expected to have longer retirement life. As humans are bound with nature of biological aging process, shrinking in physical and mental strength is reality that no one can change (Yip, 2009). For that, continuous working becomes undesirable as age increases. Knowledge workers might be able to substitutes the physical strength with crystal knowledge and tacit knowledge gained through years of experience. However, for workers that rely much on physical strength might be a problem. Postponement of retirement age is not suits the physical strength workers because the physical body is unable to perform hard work in old age. Sometimes, they are not only having limited income but they only have limited education level. Retirement planning may serve as dreams but their income limit them to do so. Income earn is not enough for savings or investments. Proper preparation is needed financially to ensure that low income earners at least able to have minimum requirements to live and to ensure a bright future for them in retirement age. Existing retirement planning practices among Malaysians are basically relying much on savings, Employee Provident Funds (EPF) and children. Majority of them are not actively involved in retirement planning (HSBC, 2010). Although there are as much as 72 % of Malaysians having high propensity to save for retirement, 41% of them do not have a solid plan on how to build their retirement fund (Hunt, 2009). In addition, 77% of those who save for retirement rely much on fixed deposit and savings accounts which give low interest yield to them. Also, they failed to segregate part of their savings for retirement needs (Hunt, 2009). Monies put on the savings are in essence for all purposes without specific purposes for retirement (Hunt, 2009). What is alarming here is that majority of Malaysian might not insufficient source of income and there might be some risk involve if retirement planning is not done correctly during their retirement life (HSBC, 2010). Constant income scheme provided by EPF may seem adequate in the long run but it will never happen. Recent studies indicate that, 90% of EPF holders hold less than RM 100,000 in their accounts and almost 99.9% of the retirees withdraw their lump sum of EPF funds when they reach retirement years and surprisingly almost 70% of the retirees use up the money within 3 years (Hunt, 2007). EPF savings withdrawal in the early stage of retirement may create some risks during retirement (HSBC, 2010). In order to match with future insecurities, this action will without notice causes a poor retirement life. Solely depends on EPF savings may cause retirees to have a vulnerable financial position in their old age. To avoid this problem from happening, retirees awareness to act on retirement planning is strictly vital for an upcoming comfort and satisfaction in retirement life. Revolutions from ancient Asian culture to modern world today have changed the structure of a family mostly in the way how children treat their parents and expectation of taking care of them. Old forks are view as burden. Additionally, employing maids to take care of old parents will indirectly raise the living expenses. Thus, tendencies for some aging parents end up spending their life in old folks home is high. Family members or children supporting rate is relatively low today (Lee Law, 2004). Generation gap which indirectly affects the sense of belonging, responsibility, relationships and love towards aging parents has also lead to changes in cultural value (The Star, 2010). Late marriage and gap exist between children age is another issue affecting children support to their parents. Unique characteristics of each family have created different views on old parents retirement. Only strong family relationships may have higher chances to get financial aids and support from family mem bers (The Star, 2010). Therefore, it is advisable for pre-retirees to pay more attention on retirement planning to avoid end up living in old forks home. Worry-free retirement life cannot be easily reachable today compare to the past. Various impacts from macroeconomic events such as inflation, unemployment, and global recession may trigger the retirees in their retirement age. In 2008, due to increase in petrol price and global recession, Malaysias inflation rate was surged up to 5.4% high, a 0.6 % in year 2009 and now it is forecasted to be 2.0 % this year (International Monetary Fund [IMF], 2010). The impact from high inflation rate has lead to depreciation in value of ringgit, reduction in the consumers spending, and increases in cost of living over time (HSBC, 2010). No doubt, these will give a huge impact on pre-retiree of having insufficient money to spend or to save for the future reserves (The Star, 2010). Immeasurable increment in the medical fees and medical services are likely to reduce spending power and quality of retirees life over time (The Star, 2010). Addition to that, the MasterCard Asia Pacific predicts that old population will have to spend more next 5 years and will surpass RM 35 billion compared to last 10 years (The Star, 2009). These spending not only cover existing daily usage on products and services but also huge cost on medical fees and medical services (The Star, 2009). If this situation continues to trigger the pockets of each individual, greying population may have tendencies to live in financially poor conditions. Risk from all these unpredicted future events or increase in medical fees can be reduced if retirees do early retirement preparation to hedge for unfavourable events to happen. Without a proper retirement planning, increasing number of retirees might become a burden to government and society. Population restructure process not only increases the cost of government spending but may also serve a potential loss in human resources in labour force and affect the development of economy. Thus, consistent with the facts and issues raised above, preparation of retirement planning is important. Failure to derive proper retirement plan may cause various issues and impacts either to the individual, society, or government. Thus, the aim of this study is to examine the on the Malaysian awareness towards retirement planning, their plan for retirement, reasons for their retirement planning, barriers they face in planning for retirement and information and assistances they need for proper retirement planning. Through this study, more knowledge and understanding about planning behaviours in the context of Malaysian will be created. Background of the Research and Research Question Growing life expectancy among Malaysians over the past few decades have signalled that Malaysian will have longer time to spend in their retirement life (OECD, 2007; Yip, 2010; Hunt, 2009; United Nation Statistical Division 2010). Problems rise today for the preparation of retirement plan are generally due to natural biological aging process, types of workers, retirement age incremental policy, family cultural changes, unpredictable macroeconomic events, medical cost increases and many more. Pointing to existing poor retirement planning practices among Malaysians which relying much on savings, Employee Provident Funds (EPF) and children, proper actions must be done (Hunt, 2009; HSBC, 2010). These facts and figures highlight the raising concern and awareness of retirement planning among Malaysians is much needed. Through the view of all the poor or lack of retirement planning behaviour and challenges ahead that are going to affect the life of retirees, this research is important in cr eating new knowledge of better understanding of the underlying problems, barriers and factors face when doing retirement planning. Issues on retirement planning have been well studied in more developed countries such as in United States (e.g. Joo Grable, 2001; Taylor-Carter et al., 1997; Duflo Saez, 2002), United Kingdom (Sargeant, 2003), Hong Kong (Lee Law, 2004), and Singapore (Lim, 2002). These studies are targeted more to the Baby Boomer generation (e.g. DeVaney, 1995; Glass Kilpatrick, 1998; Josloski, Ekerdt DeViney, 2001; Lusardi Mitchell, 2007). On the other hand, wide scope interest mainly on issues related to women in retirement planning such as the longevity life of women compared to men, economic and psychological issues on women, factors affecting retirement planning and financial literate among women have been done and the result shows that majority of women do not plan for retirement (Glass Kilpatrick, 1998; Lusardi, 2006; Lusardi Mitchell, 2008). Findings found that women are less financial literate and are economically and psychologically weak in retirement planning (Glass Kilpatrick, 19 98; Lusardi Mitchell, 2008). Besides, some findings has also been directed on retirement income (Jing Lakshmi Malroutu, 1995), level of retirement planning preparation (DeVaney, 1995; Lee Law, 2004), antecedents or factors associate with retirement planning (Taylor-Carter et al., 1997; Kosloski et al., 2001; Duflo Saez, 2002; Lim, 2003; Lusardi Mitchell, 2008), retirement planning and satisfaction of retirement life (Elder Rudolph, 1999), retirement educational programs (Joo Graman, 1998; Hershey, Mowen Jacobs- Lawson, 2003), retirement planning information search (Joo Grable, 2001), marketing of retirement planning (Ekerdt Clark, 2001), and developing guideline for retirement planning (Greninger, Hampton, Kitt Jacquet, 2000). In light of the piece of evidence from the previous research focuses on retirement planning, there are lack of retirement planning can be observed in Malaysia (Hunt, 2009). There is no research has been done to access how Malaysian plan for their retirement in Malaysia till today. The relativity low per capital income among the Malaysians might limit the applicability of the studies conducted in more developed countries to Malaysia context (Muzaffar, 2010). Therefore, this study is paramount important, in particular, to explore or fill the research gap exist and to gain insight into a proper understanding on how Malaysians plan for their retirement. To address the research gap, this study focuses on the extent to which how Malaysians plan for retirement, reasons for their retirement planning, barriers they face in planning for retirement and information and assistances they need for proper retirement planning. Through this study, more knowledge and understanding about planning behaviours in the context of Malaysian will be created and a proper guideline to assist Malaysians in retirement planning and retirement preparation will be developed. To address this issue, the following research question is constructed: How Malaysians plan for retirement and why? Research Objectives The research objectives for this study include: To examine the Malaysian awareness towards retirement planning. To investigate how Malaysian prepare for their retirement life. To study factors affecting the type of retirement planning. To understand barriers or difficulties faced by Malaysians in planning for retirement. To understand type of assistance or information needed for Malaysian to properly plan for retirement. Significance and Justifications for the Study This study is important to explore more knowledge about retirement planning among Malaysians. As retirement planning is complex and personalizes, it is important to recognize a standard guideline or procedures to assist an individual to plan for retirement can hardly be effective. Therefore, this study opt for qualitative study to better understand the current retirement planning, reasons for retirement planning, barriers face during retirement planning and information needed for proper retirement planning among Malaysians. By exploring these knowledge and information collected from their heart and soul, these knowledge may use to identify different retirement needs and challenges face by Malaysians during their retirement planning, more effective and efficient information and guideline can be developed to accommodate different needs of individuals in planning for retirement. The outcomes of this study can be used by policy makers to identify the readiness and willingness of Malaysians in retirement planning. This information is important in helping Malaysians to facilitate and formulate better planning which ensure retirees to be independent in their financial support during their retirement age. Pre-retirees, retirees or individual may know how and what direction they must take to complete the journey of a successful retirement planning through the outcomes from this study. Addition to that, this will indirectly reduce the government burden to support them. Not only that, results from this study can also provide additional insights for policy makers to consider for the development of new policies to promote welfare of future retirees and better retirement life especially for economically and socially weaker group in Malaysia. Finally, information gathered from this research can be crucial for banks, insurance companies and other financial institutions in designing and marketing their future retirement planning products and services. Proper customer segmentation can ensure the products or services being delivered to the market more effectively. Fulfilments on special needs of different market segment the different can satisfy more demand and thus, facilitate better retirement planning among Malaysians. Research Scope and Limitation This study is conducted with the purpose of examine the retirement planning among Malaysians. As different people have different retirement needs and expectations, qualitative interviews are used to capture in-depth and rich information on Malaysians. Face-to-face interviews method is use in this study to focus on Malaysians awareness towards retirement planning, their plan for retirement, barriers they face in planning for retirement, reasons for retirement planning and information or assistance they need for proper retirement planning. At first, approximately 10 respondents made up from working adults in any part of Malaysia will be selected for convergent interviews. The interview will be audio recorded and transcribed. Next, another 20 to 30 interviews will be conducted for main data collection comprising semi-structured interviews will be conducted in Northern Malaysia, Central Malaysia, Southern Malaysia, and East Coast of Malaysia. Definition of the Key Terms Provide in the following format: Table 1: Definition of the Key Terms Key Terms Definition Source Financial Education Program A program designed purposely to give inform knowledge on ways and skills to perform financial-related decisions. Adapted from American Association of Retired Persons. (1992). Fact Sheet. Washington D.C. Peer Effects Retirement planning Will be further update on this on chapter 2 is complete. Organizational of Research This research is being organised into 3 main chapters which provide details for better flows of the topic under study. Chapter 1 gives the idea of how the current issues emerge real life situation on retirement planning and preparation for retirement planning. Also, it tends to identify the problems and research gap that exist in this study. Research objectives or research aim highlights the achievement needed towards this study. Other sub parts of this chapter are likely to find the importance of this research in fulfilling knowledge gaps exist in previous studies and knowledge creation in the end of this study. Justifications and limitation for this study emphasizes the importance of this study and how this study can fill up the knowledge gap exist. Finally, a table describing some key variables terms covered on this study is given for the sake of reference. Chapter 2 reviews related literatures from previous finding in the field of retirement. Next, the main context of the literature review such as the important issues on retirement planning is also being discussed here. Dependent variable and independent variables discuss the important variable exist in previous study. Summary gives a compact preview of what have been discussed earlier in this chapter. Chapter 3 emphasize on research framework development. First few parts explain what research methods, research instrument, sampling plan use in this study. The next part of this chapter provides comprehensive overview of the data collection method. How actually this data is collected throughout this study. Data analysis method further explains the tool or software used in the analysis part of this study. Chapter 2 Literature Review Introduction Retirement represents a stage of life where involvement in certain social activities and desirable conducts become narrow or fewer roles when the person reached the old ages (Parsons, 1942). Adequate retirement planning and preparation is needed to anticipate the new roles involve with the changes in major life activities (Atchley, 1982). Retirement life without planning requires continuous employment or working, lifestyle remains same with young age although that individual reaches retirement age (Lee Law, 2004). Lack of retirement planning preparation will generally bring some disappointment during retirement and yet preparation for retirement planning is not an easy task (Lee Law, 2004). Thus, planning for retirement is important (Volpe et al., 2006). Much of the literature on retirement planning focuses on studies to identify the relationship of socio-demographic factors to be related to the retirement planning (Lee Law, 2004; Joo Garman, 1998; Yakoboshi Dickemper, 1997; DeVaney, 1995; Joo Garman, 1998). Previous study emphasizes that income (Mitchell Moore, 1998; Kim, et al., 2005), age (Richardson Kilty, 1989; Joo Pauwels, 2002; DeVaney, 1995), gender (Yakoboshi Dickemper, 1997), education level (DeVaney, 1995; Joo Pauwels, 2002; Hogarth, 1985; Bernheim Garrett, 1996) and marital status (Glass Kilpatrick, 1998) are all important factors for ones behaviour towards retirement planning. DeVaney (1995) identified that income and age are important to guild pre-retirees in groundwork process of planning. In addition, gender differences also influence the early preparation for retirement planning (Yakoboshi Dickemper, 1997). Retirement education and certain related programs also affect the retirement planning behaviours (Joo Grable, 2001). There are number of studies have been conducted pertaining to retirement planning as discussed above. The sections below summarize further description on dependent and independent variables which are important to retirement planning. Summary parts provide a compact preview of what have been discussed in the whole literature reviews on retirement planning. Retirement Planning Over the past few decades, life expectancy has risen drastically of about 2 to 3 years for each decade and this number is expected to further increase in the future (Selene, 2005). As for the rising figures, financial planning for retirement becomes more important (Glass Kilpatrick, 1998; Grace, et al. 2010; DaVaney, 1995; Volpe et al., 2006). Retirement planning is vary from one another but can be observed by integrating individuals intention and behaviour that are partially different or unknown to one another (Hanisch, 1995). According to Parsons (1942), retirement is defined as a stage of life where involvement in certain social activities and desirable conducts become narrow or role less. Ming and Xiao (1995, p.17) found that having adequate income is the key to minimizing some of the problems during retirement. Income level is an important determinant for retirement wealth growth (Selene, 2005). Different types of planning will lead to different ways of wealth accumulations and lifestyle during retirement (Lusardi Mitchell, 2007). At the same time as retirement planning involves awareness and understanding of the problem underlies in life, individuals perception is strictly important to achieve the highest retirement satisfaction (Ming Xiao, 1995). Besides, Taylor-Carter, Cook and Weinberg (1997) identified that planning improves ones confidence and self-efficacy towards uncertainty typically in short or long time frame in retirement age. Although there are much researches interest on retirement planning, focus given to obtain a retirement planning guidelines in relations to the retirement planning is even more imperative to achieve a successful retirement plan (Greninger et al., 2001). Study concluded by Greninger, Hampton, Kitt, and Jacquet (2001) on retirement planning guidelines found that families should have completed their first 50 to 60% successful retirement savings goal by age of 50 and about 85 to 90 % by the age of 60. Moreover, asset allocation on more conservative investment is expected to be done within 3 to 5 years before retirement. With this, Taylor-Carter, Cook and Weinberg (1997, p. 286) found that Planning may enhance affective reactions to the financial and activity-oriented aspects of retirement, and informal transition. Earlier saving or planning for retirement may assure one to live with truly ideal and better quality life in retirement (Elder Eudolph, 1999). Demographic Variables Among the factors related retirement plans and decision, age, education level, gender, and household income are characterized as important demographic factors towards individual retirement preparation. Following parts will further discuss the demographic variables from the review of literature in details. Age A number of studies examine the effect of age on retirement shown that age to be related to retirement plan and decisions. Age has emerged as an important and consistent factor in human behaviour towards retirement planning (Richardson and Kilty, 1989; Joo and Pauwels, 2002; DeVaney, 1995). A procedural assumption found throughout the literature found that age help to guide pre-retirees in groundwork process of planning (DeVaney, 1995), lead to attitude and perception changes on retirement and also help to raise retirement confidence (Joo Pauwels, 2002). Lee and Law (2004) concluded that as age and income increases, individuals are more motivated to take action for retirement. This is supported by Montalto, Yuh and Hanna (2000) where as they found that planned retirement age are guided by reinforcement given from constant visit or review on the information needed for planning. Besides, age and income are found to be correlated in influencing ones behaviour towards retirement plannin g (Lee Law, 2004). DeVeney (1995) concluded that age and other demographic variables such as household income, educational level and household size are inter-related to guide pre-retirees in groundwork process of planning. Age has also shown to be important in the area of future educational program (Joo Garman, 1998). On the other hand, Malroute and Xiao (1995) uncover more compelling evidence on the factors affecting perceived adequacy of retirement income among pre-retired household, the finding suggest that different respondents age is likely to give different perception on income adequacy. Normally, on average individual tend to retire 3 years before the expected age (Zappala and Depolo, 2008) and the different between preferred and expected retirement age are: chronological age, perceive of income adequacy, work condition variables, and retirement attitudes. Education Level There are extensive studies on retirement covering education in general. The findings suggest that education is an important factor in affecting retirement planning preparedness (Hogarth, 1985; Joo Pauwels, 2002). Education enables individuals to explore more information relating to their retirement planning and that sources of information will influence their decisions, attitude and intention to do retirement planning (Hogarth, 1985; Joo Pauwels, 2002). Also, DeVaney (1995) addressed that the effect of education level may serve as a motivator or guidance for individuals to start the preparation for retirement planning. With the increase in age and educational level, individual tends to be more motivated to work on retirement planning preparation or take some action for their retirement (DeVaney, 1995). Joo and Pauwels (2002) found that higher educational level allows ones to experience and achieve greater confidence level in their retirement planning life. Men who had received higher education tended to be more confident in their retirement planning compared to those who had lower levels of educations (Joo Pauwels, 2002). The level of education and confidence found to be positively related (DeVaney, et al., 1995). On the other hand, older women are found to be less likely to have higher education in general because of limited education which had been given to them in the past (Lusardi, 2004). The effects of education on womens retirement makes women to be less financial literate or having knowledge on retirement and retirement planning (Lusardi, 2004; Lusardi Mitchell, 2008). Joo and Pauwels (2002) suggested that women participation in retirement planning increases as they receive education. In addition, Joo and Garman (1998) provide a good overview that education levels are significant to focus topic for future financial education programs. Highly educated people generally tend to posses and receive more knowledge relating to investing and knowledge on retirement planning compared to those who are less educated. According to Bernheim and Garrett (1996), education makes the possible of enhancing and exploring more knowledge and information on retirement for individuals and workers. Gender Gender differences are a significant predictor in retirement planning studies. According to Yakoboshi and Dickemper (1997), gender differences are the major influential factor for early preparation in retirement planning as male and female are generally will think and act differently upon their expectations and views. Males are found to be more ready and well prepared for retirement planning compared to women in general (Lusardi and Mitchell, 2008). In addition, Glass and Kilpatrick (1998) addressed that women are less prepared for retirement and this is generally due to women are lack of financial resources than men. Women are commonly found to be more economically and psychologically weak in retirement and are influenced by factors such as limited economic accessibility, low wage, pension scheme, gender prejudice and selection of career options in their intention towards effective planning (Glass Kilpatrick, 1998). Previous findings reveals that individuals either men or women who are more financially literate, richer, more tolerance to risk, and attitude towards retirement are among important factors in affecting an individual decision to engage in assistance in planning for retirement (Duflo Saez, 2002; Lusardi et al., 2007) and seek professional assistance in planning for retirement (Joo Grable, 2001). Gender differences do not bring any effect to the decision making on retirement as Joo and Grable (2001) highlight that the likelihood of both genders behaviour on professional retirement help-seeking are the same, but women involvement rate on professional help-seeking are slightly higher compare to men if they are given a chance. Women are more likely to seek financial advice from experts and those women who equipped with well financial knowledge tends to do well and more successful in their planning (Lusardi, 2004; Lusardi Mitchell 2008). Lusardi and Mitchell (2008) also pointed out that women are less financially literate to retirement planning compared to men. Majority of women do not have any plan to do their retirement planning and they depend much on the support from their family and friends in retirement age. On the other hand, Sunden and Surette (1998) identified that gender differences and marital status have significant relationships with investment decision on retirement planning. These factors will generate different level of assets distribution among women and men in retirement planning (Sunden Surette, 1998). Recent finding by Grace, Weaven and Ross (2010) indicates that males and females do not perceive and act for retirement planning in the similar way. Of an amount of 21 exploratory semi-structured interviews has been conducted to explore and identifying the differences, the result shows that males are likely to go for individual choice perspective while women tend to adopt life course perspective when it comes to retirement planning. Males tend to assume retirement as another stage of life in the future while women make no prediction on future life stages. Household Income A number of factors influence the individuals preparedness towards retirement planning. Kim, Kwon and Anderson (2005) identified that attitude and behaviour towards retirement are generally influence by household income. Household income is a critical measurement in some matter relating to retirement especially in retirement education program (Joo Garman, 1998) and professional financial help-seeking (Joo Grable, 2001). The findings by DeVaney, Gorham, Bechman, and Haldeman (1995) identified that household income is associated with the savings and investing behaviours in retirement preparation. Retirement preparation can only work when ones have enough money or wealth resources t