How to Apply for Federal Student Aid Using the FASFA

How to Apply for Federal Student Aid Using the FASFA You want to go to college so you can make a lot of money but you dont have a lot of money, so you cant go to college. Congratulations! You have just met the main requirements for getting federal student aid. The U.S. Department of Education provides more than $67 billion in loans, grants and campus-based aid every year to assist millions of students and their families pay for postsecondary education. This feature presents an overview of the types of federal student financial aid available, eligibility requirements and the application process. Handy links directly to detailed information from the Department of Education are provided throughout. Federal Student Loan Programs The governments Stafford Loan program offers both subsidized and unsubsidized student loans.   Subsidized loans require proof of financial need. All interest on subsidized loans is paid by the government while the student is actually enrolled at least half-time and during certain periods, such as  deferment and forbearance. Unsubsidized loans are available regardless of financial need. The student must pay all interest on unsubsidized loans. The Direct PLUS program offers unsubsidized loans to parents of dependent students. The parents must pay all interest on Direct PLUS loans. Amounts that can be borrowed, repayment options and interest rates vary greatly and can be modified during the term of the loan. For details on federal student loan programs, see: Federal Direct Student Loans - Information For Students (Note: Some teachers and childcare providers may be able to cancel payment of portions of their federal student loans. See: Loan Cancellation for Teachers and Cancellation for Childcare Providers.) Federal Pell Grants Unlike loans, federal Pell Grants do not have to be paid back. Eligibility is based on financial need. Maximum amounts available vary yearly as determined by Congress. Besides financial need, the amount of a Pell grant also depends on costs to attend school, the students status as a full- or part-time student, and the students plans to attend school for a full academic year or less. Pell grant funds are paid directly to the student by the school at least once each semester, trimester, or quarter. Campus-Based Aid Programs Campus-based programs like the Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS), and Federal Perkins Loan programs are administered directly by the financial aid office at each participating school. Federal funds for these programs are given to the schools and distributed to students at the schools discretion. Amounts students can receive depends on individual financial need, amounts of other aid the student receives and the total availability of funds at the school. Basic Eligibility Requirements for Student Aid Eligibility for federal student aid is determined on the basis of financial need and on several other factors. The financial aid administrator at the college or career school you plan to attend will determine your eligibility. Basically, to receive aid from federal programs, you must: qualify for financial need (except for certain loans); have a high school diploma or a General Education Development (GED) certificate, or pass a test approved by the U.S. Department of Education; be working toward a degree or certificate; be enrolled in an eligible program; be a U.S. citizen or eligible non-citizen; have a valid Social Security Number; register with the Selective Service if required; and maintain satisfactory academic progress once in school. Under federal law, persons who have been convicted under federal or state law of the sale or possession of drugs are not eligible for federal student aid. If you have a conviction or convictions for these offenses, call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243) to find out if, or how, this law applies to you. Even if you are ineligible for federal aid, the Education Department urges you to complete a Free Application for Federal Student Aid, because you may be eligible for nonfederal aid from states and private institutions. How to Apply for Student Aid - The FASFA The Free Application for Federal Student Aid (FAFSA) can be used to apply for all loans, grants, and campus-based student aid programs. The FASFA can be completed online or on paper. The FAFSA Web site takes you through every step of the process and provides all the information you need to apply for federal student aid. Applicants can access worksheets to estimate their incomes, electronically sign loan documents, save an application at any computer and print a complete report. How easy is the FAFSA online application process? In 2000, over 4 million student loan applications were processed online, a number the Department of Education expects to top 6 million during 2002. Between Jan. 1 and March 1, 2002, over 500,000 applications had already been processed online. Questions? If you have any questions, or require additional information on student financial assistance, you may contact your high school guidance counselor, the financial aid officer at the postsecondary school you plan to attend, or the Federal Student Aid Information Center, open seven days a week, from 8 a.m. to midnight (Eastern Time). You can also find free information about federal, state, institutional, and private student aid in your high school counselors office or local librarys reference section (usually listed under student aid or financial aid.)

Numskulls, Noodles, and Nincompoops

Numskulls, Noodles, and Nincompoops Numskulls, Noodles, and Nincompoops Numskulls, Noodles, and Nincompoops By Maeve Maddox When I began to research words meaning stupid person, I expected to find ten or so common ones and be done with it. Instead Ive found dozens upon dozens of English words used to describe a person of perceived limited intelligence. I plan to continue my research, but here are twelve for a start. cretin This term has a medical meaning, so its use as an insult is unfortunate. Medically speaking, a cretin is a person who suffered from thyroid deficiency in the fetal stage. Two symptoms of cretinism in children are dwarfed stature and mental retardation. In the 18th century, the age of Pope and Dryden, every fashionable person aspired to be a Wit, someone who could show off learning and clever association of ideas with neat, quotable phrases and quips. (Kind of like speech writers hoping to turn out memorable sound bites.) The noun wit, in the sense of knowedge, intelligence, quick-thinking, spawned several words to denote a stupid person. half-wit Originally, just a wannabe Wit whose verse and jokes were pretty lame. The term quickly came to mean someone lacking in his wits. nitwit In German and in Yiddish, nit means nothing. I suppose a nitwit must be another level down from a half-wit. (First recorded use 1922.) twit This is British slang dating from the 1930s. I first heard it in the Sixties when I lived in England. Thanks to cross-Atlantic linguistic fertilization, Americans have adopted it. Twit may derive from an Old English verb meaning to reproach, or it may be a development of nitwit. ninny Innocence, sadly enough, is often equated with stupidity, Its thought that ninny, meaning stupid person, derives from the word innocent. Innocent was once a common given name whose pet form was Ninny. There may be a connection with the Italian word ninno, meaning baby or child. noodle Noodle meaning simpleton is probably unrelated to noodle meaning pasta. Noodle meaning stupid person was in use as early as 1753. The word noodle to denote the edible substance is first attested in English in 1779. numskull Ive always spelled it numbskull, but the form without the b seems to be more common. Its a combined form of numb (devoid of sensation) + skull. A skull (brain) that cant feel anything cannot, presumably, do much thinking. nincompoop A little old fashioned, perhaps, but nincompoop rolls nicely off the tongue. Dr. Johnson (1709-1784) thought it came from the legal phrase non compos mentis, meaning mentally incompetent. Etymologists challenge Johnson because the earlier forms were spelled without the second n. simpleton This word, simple + ton, was made on the model of a surname, ex. Templeton, Washington. The word simple has gone through several meanings. When simpleton was coined, the word simple indicated devoid of duplicityanother example of a positive trait coming to be equated with stupidity. A shorter form, simp, is circus slang for a simpleton. dunce This word is usually applied to a stupid student. It derives from the name of John Duns Scotus (c. 1265-1308). Duns Scotus was a medieval scholar whose work was viewed as hopelessly old-fashioned and nit-picky by progressive 16th century thinkers. Philosophers who still valued the works of Duns Scotus and argued along his lines of thought were called dunces by their opponents. In time the word dunce came to apply to any student who didnt learn his lessons. gonzo Journalist Hunter S. Thompson put this word into the American vocabulary by coining the expression gonzo journalism. Websters Unabridged notes origin unknown, but there is an Italian word gonzo that means simpleton or blockhead. Thompson was thinking of irresponsible journalism that mixes fact and fiction and is presented as truth. Possibly gonzo isnt so much a stupid person as a person who writes inaccurate and misleading news stories. dumbass This pejorative combines dumb with ass. Dumb started out as a word meaning mute, unable to speak. As so often happens in an unkind universe, a physical handicap came to be equated with stupidity. From dumb comes dummy, another synomym for stupid person. Among the various meanings of ass is donkey. As early as ancient Greece, the animal was equated with clumsiness and stupidity. Languages tend to have multiple words relating to concepts of particular interest or importance in a culture. For example, people of the north use many words related to cold weather: snow, ice, slush, sleet, blizzard, flurry, avalanche, powder, etc. People who raise horses have numerous words for various kinds: stallion, gelding, mare, filly, foal, bronco, hunter, Morgan, pony, etc. Could this abundance of English words for stupid person be a cause for concern? Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:English Grammar 101: All You Need to KnowGrammar Quiz #21: Restrictive and Nonrestrictive ClausesA Yes-and-No Answer About Hyphenating Phrases

Global Market Research Case Study Analysis Example | Topics and Well Written Essays - 1000 words

Global Market Research Analysis - Case Study Example The turnaround was masterminded by two employees who decided to work without pay and their efforts were rewarded when S/M Architects won the competition for the aquatics facility for the Canada games. Buoyed by the success of sports complex design and construction, Sperry Architects now wants to enter into new markets. According to (Keegan 2013) firms enter into new markets to increase profitability, stem inherent risks in the home market and therefore ensure long term business stability. With economists predicting a recession in 1989 and local competition heating up it is clear why Sperry Architects wants to enter into a new market. Entering a new market comes with substantial risk, challenges as well as opportunities (Moschis, 1994). Sperry/MacLennan Architects is seeking to enter a new market and must therefore conduct a thorough market research and analysis to increase its chances of success in the new market. In this case S/M Architects must pay close attention to the following. It is imperative that S/M defines the target market it intends to satisfy and the opportunities for growth. Entering a saturated market might not offer many new opportunities. It is also important to identify gaps in the market and weigh the current players in the market while paying close attention to their strengths and weaknesses. Beall (2010) notes that laws regarding business practice vary from province to province as well as country to country. Tax laws as well as well as amount of profits which can be repatriated back home are key issues which should be taken into consideration by S/M Architects before venturing into new markets. Understanding the market dynamics and consumer behavior of the target market is crucial to the success of any firm with intentions of expanding into a foreign market. Cultural beliefs shape the consumption patterns in new

Computer Network Security Essay Example | Topics and Well Written Essays - 1000 words

Computer Network Security - Essay Example It is now considered as a fundamental fact that if an application is connected and operates on the network, it can be exploited and compromised. Organizations are keen to build a layered defense of protection to counter cyber threats from internal and external entities. Likewise, there is a requirement to constantly monitor live traffic from and to the World Wide Web, remote connections, the real-time interaction of users to applications, Internet gateways and client interactions with the applications. Code reviews are essential, as patches from vendors must be tested first before implementation into the live environment. However, for effective implementation of patches, patch management practices must be documented and standardized. Likewise, there are effective tools available for performing effective patch management. Secondly, configuration management also plays an essential role in ensuring security for mission-critical aviation applications. For instance, if a faulty hardware c omponent is replaced with the new one, it is important to address issues with hardware compatibility, as any malfunctioned device may introduce the vulnerability. Thirdly, change management procedures must also be documented and approved by the respective application owners prior to any changes to the application. For instance, change request form requiring any changes within the application can be approved and documented for ensuring no vulnerable spots in the architecture and infrastructure. All the identified attack interfaces must be addressed by taking the following factors into consideration (Mitigating security threats by minimizing software attack surfaces.2008): Uninstall and prevent unnecessary features Default utilities and programs that are installed within the operating systems must be utilized (If required) Strong access management by user authentication Remove all default passwords on the application server

The Adversarial Justice System Essay Example | Topics and Well Written Essays - 3000 words

The Adversarial Justice System - Essay Example The adversarial system of justice relies upon four presumptions: First, that the parties are both legally represented; second, that the lawyers are roughly of the same caliber; third, that each parties interest are promoted to the fullest of each adversary’s ability; and fourth, that the court rarely needs to intervene on the interest of the public. (See Zuckerman & Cranston, 1995).  The adversarial process attempts to be fair and just in that the parties that enter the process do have control over initiating the action, clearly outlining the nature of the action through pleadings, exploring the legal framework for which their action falls under, and surveying possible settlements to their actions. Each opposing side is afforded these opportunities in legal proceedings making the adversarial process fair and just. But in criminal cases, the odds are stacked against defendants and since the process is ultimately made up of opposing parties, the adversarial process is not alwa ys fair, just and in the best interest of the public.The Roman Influence in European Law  Legal systems are set up in an adversarial system of justice. This was, in large part, due to the laws and systems set about by Roman rule. European law has a deep rooted history that stems from the adoption and codification of laws and systems that were originally laid out by the Roman Empire. Though there were many interpretations of Roman law throughout the middle ages, and various applications of the law depended largely on the different regions of Europe.

Progressive era Essay Example for Free

Progressive era Essay The Progressive Era was a period of social and political reformation that flourished under the leadership of President Woodrow Wilson. When the United States entered World War 1 on April 6, 1917, the whole nation was united under a moral cause. However, the war quickly busied Americans creating no time for Progressive movements and the events following the war put an end to the Era all together. During the beginning of the war, Wilson’s foreign policy was to remain on a neutral tide. With his reelection, he even won against Charles Hughes under his slogan, â€Å"He kept us out of war†, that persuaded Americans that choosing Hughes would lead them into direct contact with the war. Americans united under this foreign policy trying to stay out of European affairs under the philosophy of isolationism. When Germany’s unauthorized submarines caused for the sinking of the RMS Lusitania and their efforts chose to continue unrestricted submarine warfare the United States was infuriated. This is one factor that kept the United States busy with working to remain excluded from war. However, President Wilson addressed to Congress and declared he wanted â€Å"to make the world safe for democracy†, leading America into World War 1, under this moral cause. (Doc 2) Now that the United States was in the war, Americans started to become less concerned with social reforms and busier working, supporting, and fighting the war together. Women, for one, took over the jobs of all the men who went out to war, and worked to supply the belligerents, keeping women very busy. The United States Food Administration, under Herbert Hoover, promoted rationing of food through â€Å"Meatless Mondays† and â€Å"Wheatless Wednesdays†. This helped to conserve food and save for those fighting overseas. (Doc 6) Trench warfare was how most of World War 1 was fought and living in these trenches was rather a tough condition. This ensured that supporting and working hard together in America for our men was required to aid their health and capability of being able to fight effectively. (Doc 3) The war ended with a high number of casualties for America. Many of these casualties resulted from the influenza epidemic that attacked the world’s population and battle fights, such as those that occurred highly within the use of trenches. (Doc 3) This high death effected lives of Americans and their families, keeping them from being motivated to continue the Progressive movement. The Treaty of Versailles created at the Paris Peace Conference in 1919, put an end to World War 1, but did so with a lot of problems. President Wilson, as devised in his 14 Point Peace Plan called for a creation of a League of Nations, an international peace organization. This organization caused for a split in American views. The United States, as a majority, voted not to join, as it took away the power of Congress to declare war and would ruin America’s self-determination. (Doc 9) This split in decision effected formally agreeing and creating more social reforms. The Progressive Era ended with World War 1, as many Americans were too busy with a plethora of events to help the United States fight the war. When the United States entered the war, they were morally united under a new crusade. However, they had to put their further ideas of reformations on hold as the war demanded serious attention to be fought effectively. The further Americans became deeply involved into the war, the further attention was dragged away from the progressive movement. Even after the war was over, Americans were still busy caught up in dealing with the aftermath and the approach of another worldwide outbreak.

Comparison between Tony Kytes and The Seduction :: English Literature

Comparison between Tony Kytes and The Seduction =============================================== Both Tony Kytes and The Seduction deal with relationships between young men and girls. Both tell of the ways in which the men manipulate the girls, gaining what they want at the girls' expenses. They both detail the insensitive treatment of the girls and explore the attitudes towards sex, marriage and the opposite sex from both the male and female point of views. Tony Kytes is a humorous account of a young man called Tony and his encounter with three prospective young women whilst driving his cart back from the nearby market. The first is sly and worms her way into Tony's affections. However his fiance Milly appears and Tony requests Unity to hide under the tarpaulin in the back of the cart to avoid a difficult confrontation. Milly arrives and climbs aboard the cart, yet they have not travelled far before Tony spies another pretty girl, namely Hannah Jolliver. This time he persuades Milly to hide in the back of the cart and she too consents. Hannah requests a lift and openly flirts with him, making Tony wonder about who he really wants to marry. He notices his Father, who offers some good advice - that he should marry the one girl who didn't ask for a lift (Milly), Tony immediately disregards it. Meanwhile the horse has run off, tipping the cart over and revealing all three girls, forcing Tony to make a quick decision. He asks Hannah, who refuses him due to her father's presence. Unity is asked next, but she refuses him, as she was only second choice. Tony then requests Milly's hand in marriage, she accepts; they get married shortly afterwards. The Seduction is a rather different account of yet another encounter between a young man; this time only one female is involved. Set in Tyneside in 1980's it describes a meeting between a young man and a young girl at a party, and the ensuing aftermath. At the party the girl is plied with alcohol, which makes her more and more relaxed, till finally the man takes her to a favourite spot of his by the river where he takes advantage of her alcohol-fuelled state. When the girl realises she is three months pregnant she is devastated. She realises that she can no longer be the innocent girl she was and can no longer look forward to carefree summers with her friends. She recognises that she will not get to experience teenage life in the same way again and is mortified by this. Tony Kytes is set in the 1800's in a rural Wessex farming community. We know it is a farming community due to the references of " the